What’s new

COE results and CPF retirement sums: each now has a step-by-step guide. How a COE works, from bid to renewal, marks where this round is and shows the latest premiums and this month’s PQP; what CPF does with your savings at 55 and after shows this year’s sums and CPF’s payout estimates. Each rule links to the LTA or CPF page it comes from. How a COE works

More on this topic: the other pages on each topic are now cards, each with its latest figure and that figure’s label (the 6-month T-bill, the highest 12-month fixed deposit, COE Cat A), or a line on what the page covers. Pages on the same tracker come first, such as the other banks on a bank’s deposit page. Investing and Referral codes are now in the site menu and on the home page. See an example

New: OCBC dividend. The latest OCBC payout with its last day to buy, ex-date, record date and pay date; what your shares get, with and without the special, and the yield at your own price; OCBC’s S$2.5 billion capital return part by part from its own statements; every payout since 2008 with the 2020 MAS cap explained; the 16 scrip payouts with OCBC’s issue prices and the shares 1,000 held would have got; and OCBC beside DBS and UOB by pay date. OCBC’s own table prints an impossible ex-date for its 2012 final dividend; the page shows the corrected date and the evidence. See OCBC’s dividends

New: DBS dividend. The latest DBS payout with its last day to buy, ex-date, record date and pay date; what your shares get, with the yield at your own price; the capital return to 2027; every payout since FY2001, both as paid and as DBS’s table restates it for the 2024 bonus issue, with a link to the DBS document behind each paid amount since FY2012; the scrip scheme’s history; and how long DBS takes from announcement to cash. See DBS’s dividends

Klook names two currencies for the same referral. The invite page a new user lands on says US$5 off; the referral page in our own Klook account, set to Singapore dollars, says the friend gets a S$5 promo code and we get S$5 back. Our Klook page used to convert the US$5, about S$6.50, when comparing it with card offers; the offer finder now counts S$5, so it can’t flatter our code, and the page shows both figures until a new user tells us which one arrives. Our account has 0 referrals and S$0.00 earned. See both figures

Trip.com promo codes: the offer finder now covers train bookings, with Trip.com’s new-user coupons of 3% off China trains and 5% off Japan trains, and Ending soon lists its Super Brand Day hotel prices in Taiwan and at Hotel Villa Fontaine in Japan, both until 14 November. Try the finder

Klook promo codes, read again on Klook’s own bank pages after 11.11. UOB cardholders get a new code for 25% off Johor Bahru bookings over S$100. UOB’s Japan codes now come out at the start of each month rather than on Tuesdays, and DBS’s Tuesday code covers the DBS TravelLah! Debit Card as well as Chromo, so the picker lists both. OCBC and UOB also run a 7% code for any booking, but both had run out for November when we looked, so they wait for the next restock before going on the page. See the offers

New: Atome referral link for Singapore. The S$10 off a first purchase our invite link gives, a box that lays out what your purchase then costs on every Atome plan, with payment dates, fees and the fee as a yearly rate, plus Atome’s late fees, promo code rules, sign-up requirements and who regulates it, all from Atome’s help centre. See the page

Corrections now sit on the page they correct, not only on our corrections log. A page’s “Changes to this page” lists its own corrections, dated and marked, and pages without such a list, About and Sources among them, show theirs at the foot. Until today 16 pages counted a correction in their “Why trust this” box without showing it, and the fixed deposit and currency hubs counted their bank and currency pages’ corrections as their own; every count now matches the list under it. Every correction

New: foodpanda referral link for Singapore. The S$12 first-order voucher our invite link gives, set beside every new-user and card code on foodpanda’s deals page with its end date, a box that picks the one voucher that takes off most on your order, account, order type and card, and where foodpanda’s app and its older referral terms page disagree. See the page

New: Revolut referral link for Singapore. Who Revolut’s referral reward is really for (the member who sends the link, not you), what the invitation’s four steps cost the person signing up, Revolut’s Singapore lucky-draw odds, when a reward is taken back, a box that runs your month through all four plans’ published fees, and how a Revolut balance is protected. See the page

New: ShopBack referral code for Singapore. What the S$5 sign-up bonus asks of a new user, S$10 of confirmed cashback within 180 days, worked out at 13 store rates read from ShopBack’s pages, with a box that gives the shopping it takes and the last day to buy; what loses the bonus, why store promo codes can cost the cashback, and ShopBack’s 11.11 offer beside its standing terms. See the page

New: SRS account. A calculator for what paying into SRS saves you for YA 2027 and what it costs in tax when you take it out, with a CPF cash top-up beside it; a check of your withdrawal age from the day of your first contribution; a 10-year withdrawal plan; DBS, OCBC and UOB side by side with their current offers; MOF’s figures since 2001; and the sums checked against 15 of IRAS’s and the banks’ worked examples. See the page

New: Singapore dividend calendar. Every announced payout we can read from the companies’ and trusts’ own investor pages, with the last day to buy for each (two market days before the ex-date), what’s paying in the next 30 days, a box that adds up a year of payouts for the shares you hold and a calendar feed for them. Each payout links to the page it came from; a changed amount or date is held for a person to check. See the page

Our privacy page now covers the dividend calendar: the holdings you type stay in your browser and in the link’s # part, which isn’t sent to us, except when you add the calendar feed, whose address carries them so your calendar app can fetch it. Privacy

New: YouTrip referral link for Singapore. The S$5 each side gets once a new user tops up, why that credit can be spent but never withdrawn, why invite links run out after 60 days, every fee in YouTrip’s terms, the card-expiry refund deadline, and a box that sets a trip’s fees beside Revolut’s free plan and a bank card. See the page

New: Kris+ referral code for Singapore. The 500 KrisPay miles a code pays (not the 750 older posts quote) stay in the app and can’t reach KrisFlyer; the four transactions that unlock them; which of the wallet’s five kinds of miles can be moved to KrisFlyer, and the 21-day deadline; and a box that dates it all from today. See the page

New: Trust Bank referral code for Singapore. What a code actually gets you, whose S$8,000 the headlines are quoting, the six amounts behind Trust’s “sure-win” card gift, the app’s no-fee travel rates checked against MAS’s, and what the Flex plan’s 2.40% asks of you. See the page

Added rents to private home prices: every private home rental contract URA has recorded in the last five years, read each morning. Look up rents by project, street, district and bedrooms; see what a unit like yours would rent for, with how far off it was when tested on three months of real leases, and its gross yield; rents by region each quarter, by bedrooms and by district. Look up private home rents

New: private home prices. Every private home sale URA has recorded in the last five years, read each morning: look up any condo, street or postal district; an estimate of what a unit like yours would sell for, with how far off it was when tested on a year of real resales; a map of every project by price per sq ft; our like-for-like index; what freehold, the lease left and a higher floor do to the price, measured like for like; sales each month and the record prices. Look up private home prices

New: HDB resale prices. Every resale sale HDB has registered since 1990, read each morning: look up any town, block, street, floor band or lease left; an estimate of what a flat like yours would sell for, with how far off it was when tested on a year of real sales; prices by town; how much a short lease and a high floor change the price, measured like for like; medians and HDB’s index since 1990; our early read of the current quarter and how close past reads came; million-dollar flats and the record prices. Look up HDB resale prices

New: Hong Leong Finance fixed deposit rates. Every HLF promotion, board, special and senior rate, read twice a day; which HLF deposit pays you most on your amount, worked out the way HLF’s own calculator does; Silver 40 Plus and Golden 55 Plus; what a deposit renews at and what leaving early costs; which Hong Leong is which; and HLF’s promotion rates since 2010 from archived copies of its pages. See HLF’s rates

New: Tiger Brokers referral code for Singapore. What the US$190 in vouchers is worth after the trading fees needed to use them, why a higher-level member’s code pays more than ours, and the deadlines that decide the reward. See the page

New: Trip.com referral and promo codes for Singapore. Our invite code for Trip.com’s new-user Welcome Pack, the public first-booking codes, which weekday each bank card’s code is released, and a box that finds the biggest listed saving on a booking. See the page

New: moomoo referral code for Singapore. The S$1,100 welcome offer added up tier by tier from moomoo’s terms, what a code does and doesn’t add, and a box showing what a real deposit unlocks. See the page

New: MariBank referral code for Singapore. November’s S$8 or S$15 cash from MariBank’s own terms, seven conditions the promotion leaves out, and a box showing what opening an account gets you in the first 30 days. See the page

New: Klook promo codes for Singapore. A US$5 code for new accounts, every card and member offer Klook lists this month, which day each code comes out, and a box that finds the offer saving the most on your booking, often one that pays us nothing. See the offers

New: iHerb promo codes for Singapore. Every code iHerb lists, when each ends, which takes the most off your cart, and what delivery and GST cost. This is our first page with a referral code that pays us, and it says so beside the code. See the codes

New: CIMB fixed deposit rates. Every promotion and board rate, read twice a day, with how many days the promotion has left; the normal deposit against Why Wait, which pays its profit upfront; what you keep if you leave early, month by month; whether the S$88 is worth chasing; CIMB’s place among the banks by day; and its rates since 2020 from archived copies of its own page. See CIMB’s rates

New: SGD to KRW and KRW to SGD. Today’s won rate, both ways; what S$1,000 gets through Wise, DBS, cards and others; a converter that reads Korean price tags (45,000원 or 4.5만원) and a money changer’s board written either way; what Hana Bank in Seoul pays for S$ notes each hour, and the Singapore board rate that beats it; Korea’s banknotes and prices in S$; K-ETA, the e-Arrival Card, cash and tax refunds in the words of Korea’s own agencies; the rate on any day since 1981, the record, 1997, and the won against the S$, US$ and yen. See today’s rate

Site footer: every page now shows how the figures are kept up: how many automatic jobs read the agencies and banks, when the latest read was, how many checks by hand are booked and whether any is late, and how many corrections we have made public. It turns amber and says so if reads stop or a check is late. The footer also lists the next three dates to know, each with an add-to-calendar button, and names the company that publishes the site (with its UEN) and its editor. See the update schedule

New: SGD to PHP and PHP to SGD. Today’s peso rate, both ways; what S$200, S$500 and S$1,000 sent home arrives as through Wise, Remitly, DBS and others, with how it can be paid out (bank, e-wallet or cash pickup); a converter that reads peso prices (P1,500 or Php 1.5k) and a remittance counter’s board rate either way round; a month’s pay in pesos, with the S$650 minimum for Filipino domestic workers in the Migrant Workers Office’s words; send now or wait, with the Christmas, payday and send-in-parts beliefs tested on every working day since 1999; Singapore in the Bangko Sentral ng Pilipinas’s remittance figures, seafarers included; eTravel, the 30-day visa exemption and cash rules in their own words; a trip card; and every working day since January 1999, with a rate-on-a-date lookup and a CSV. See today’s rate

Site menu: each topic now opens to its pages with today’s figures, each with its own label (ABSD for citizens and for foreigners, COE Cat A and Cat B), the next dates to know with an add-to-calendar button, and when the figures were read from their publishers. On phones, one Menu button lists every topic. The search box now suggests pages as you type, including short forms such as FD, SSB, COE and ABSD. Open the menu

Singapore’s GDP per capita: the latest figure in S$ and US$, its world rank in US$ and adjusted for prices, a comparison with any country, the year Singapore passed each economy, why the US$ figure jumps, and how much of it reaches people. Singapore GDP per capita

Singapore’s GDP and GDP growth: the latest quarter, the government’s forecast and what the rest of the year needs to reach it, every forecast since 2008 against what happened, how much first estimates move, the industries and spending behind growth, and every recession since 1975. Singapore GDP

Electricity tariff: the chart of the tariff’s four parts had a gap from 2022, where EMA’s yearly series ends. It now runs to Oct to Dec 2026 from SP Group’s own figures for every quarter, read from Internet Archive copies of SP’s releases and tariff page, each checked against SP’s published total. A new quarterly view and table show the energy cost peaking at 25.50¢ a kWh in Jul to Sep 2026, while the network cost stayed between 5.77¢ and 6.46¢. Electricity tariff

OCBC fixed deposits: OCBC’s site has turned our reader away since 3 Nov, so we read its promotion and board rate pages ourselves in a browser on 8 Nov. All 112 rates matched our 2 Nov read (promotion 1.85% online for 12 months, S$20,000+), so the page now dates them 8 Nov and says the read was by hand. We will re-read them every week while the block lasts. OCBC fixed deposit rates

Fixed deposit rates: a new grid shows every bank’s best rate at 1, 3, 6, 9, 12, 18 and 24 months, shaded light to dark. At 13 of the 15 banks the best rate is for 6 to 12 months; only HL Bank and GXS pay more to lock in for longer. A second new chart plots the top 6 and 12-month rates from each of our own reads since 24 Oct 2026. Fixed deposit rates

T-bills: a new chart shows how much demand each 6-month auction drew. Bids averaged 2.04 times the amount on offer at the 26 auctions since Nov 2025, from 1.66 on 4 Jun 2026 to 2.45 on 4 Nov 2026, with a second view of how far the cut-off sat above the median bid. T-bills

T-bill calculator: a new chart shows what $10,000 earned at each of the last 12 auctions for each tenor. For the 6-month bill it ranged from $73.30 to $97.20 since Jun 2026; the latest paid $92.70. T-bill calculator

Singapore Savings Bonds: a new chart sets this month’s bond against last month’s, year by year. SBDEC26 starts at 1.83% and pays less than SBNOV26 in 8 of the 10 years, more only in year 1. Singapore Savings Bonds

SSB calculator: each interest payment in your schedule now has a bar under it, on one scale, so you can see the payments grow as the bond’s rate steps up each year. SSB calculator

SORA: a new chart turns 3-month SORA into the monthly payment on a S$500,000, 25-year loan at SORA plus 0.80%. Since 2005 it ranged from $1,848 (Apr 2012) to $2,794 (Nov 2023), $946 a month apart; at today’s SORA it is $2,150. SORA

UOB fixed deposits: a new chart follows S$50,000 over three 12-month terms, left to renew at UOB’s board rate or moved to the promotion each time: $1,850 of interest against $3,150. The method section now says how UOB’s own page is read, instead of repeating the whole fixed deposit method. UOB fixed deposit rates

Maybank fixed deposits: a new worked example splits the Deposits Bundle into its two parts, S$100,000 at 2.40% plus S$10,000 in savings at 0.05%: S$2,405 on S$110,000, 2.19% a year, which matches the effective rate Maybank publishes. The method now says which 5 of its 45 rates we check by hand. Maybank fixed deposit rates

DBS fixed deposits: a new chart shows 12 months’ interest at DBS’s board rate for every total from S$5,000 to S$40,000. S$19,999 earns $200; at S$20,000 the rate drops to 0.05% and it earns $10, and the total has to reach about S$400,000 before the interest is back to $200. DBS fixed deposit rates

Where to put your cash: four questions now lead to an answer on S$20,000 (CPF money, SRS money, how soon you might need it, how long you can leave it), each step opening the calculator with that case filled in. Where to put your cash

Chocolate Finance: a new chart puts the gap in dollars. S$20,000 shows a Ledger Balance of S$20,440 after a year at 2.20%, against S$20,372 from the funds at the 1.86% T-bill stand-in, with what happens to the gap if you withdraw, if withdrawals are suspended, or if the offer ends. Each fund in the portfolio table now has a bar for its share. Chocolate Finance

Money market funds: a new chart sets each S$ rate against how fast you get your money back. The best same-day rate is 1.50% (Mari Invest SavePlus), next business day 1.70% (Syfe Cash+ Flexi), and 2 to 4 business days 3.50% (Syfe Cash+ Enhanced, projected). Money market funds

Singapore interest rates hub: a new chart answers whether locking money away pays more, with the best S$ rate for each length from next day to 10 years. Today 10 years in a Savings Bond averages 2.39% a year against 2.30% for a 1-year fixed deposit. The CPF pages’ quick answers, checks and changes now show on the CPF hub only, instead of on both. Singapore interest rates

The Singapore in numbers hub now opens with the population and births at a glance: the latest year beside ten years before and 1990, so the fertility rate falling from 1.83 in 1990 to 0.87 sits next to the median age rising from 29.8 to 43.6. Each row links to the section that explains it. Singapore at a glance

Sources now says which pages cite each publisher, worked out each night from the links on all 76 pages of the site: MAS, for one, is cited on 27. A publisher no page links to says “Not cited on a page yet”. Sources, with the pages that cite each

What’s new is now split by month, with buttons to show the changes to one topic only, such as the 37 to rates and savings pages. Without JavaScript every change still shows, month by month. What’s new

Searching “the tax rate for 2023” could mean YA 2023 or income earned in 2023, which IRAS taxes at different rates. The income tax rates page now answers both, band by band, with the rebate for every year IRAS’s pages give, and a chart of your top rate against your average: at $100,000 of chargeable income the next dollar is taxed at 11.5%, the whole at 5.65%. Rates by year

The income tax calculator’s “How much tax on $5,000 a month?” now has a number: about $1,320 for YA 2027 with a one-month bonus, worked out by the calculator itself, not a pointer to the rates page. The $5,000 answer

The take-home pay calculator now shows where each dollar goes at nine salaries, from $2,000 to $20,000. Up to $8,000 a month CPF takes a fixed fifth; past that ceiling only tax grows, so a $20,000 earner keeps 81.6% against 76.8% at $8,000. Where pay goes

The average salary page’s 14 doctors’ rows now carry a note: MOM surveys private firms, so doctors in public hospitals or their own practice aren’t in these figures. The doctors’ rows

The stamp duty calculator gains a chart of duty against price, $500,000 to $3 million, for a citizen’s first, second and third home and a permanent resident’s first. At $1.5 million the first home costs $44,600 and the second $344,600; tap any price for a foreigner’s figure too. Duty by price

How a flat rate turns into an effective one, from 2% to 10% flat, is now a chart on the business loan calculator. A 5% flat loan over 3 years costs 9.31% a year on what you still owe; the readout gives 1, 2 and 5 years as well. Flat to effective

Each loan in the business loan requirements cost table now has a bar beside it: the same $100,000 over 3 years costs $9,519 in interest at DBS (its fee isn’t published) and $21,155 in interest and fees at UOB. Cost by lender

The tax hub now opens with income tax for YA 2027 at eight monthly salaries, from $207 a year at $3,000 to $28,484 at $20,000, beside the tax-free band, the 24% top rate, the $80,000 relief cap and whether YA 2027 has a rebate. Tax at a glance

The property hub now opens with ABSD for citizens, permanent residents and foreigners by homes owned, and buyer’s stamp duty at five prices from $800,000 to $3 million. Stamp duty at a glance

The business loans hub now opens with every lender’s lowest published rate turned into an effective rate on $100,000 over 3 years with fees: from 6.00% at DBS to 13.23% at UOB, with how much each lends and for how long. Rates compared

Chocolate Finance explained how its custody works: Allfunds Singapore Branch holds the custody relationship and contracts with each fund house’s custodian. Its FAQ now lists the same six S$ funds it gave us. See the page

Exchange rates hub: every currency on one board, with what S$1 buys today, the past year as a small line, how often S$1 bought less, the year’s range, and the way to change S$1,000 that loses least. A chart of what DBS keeps on each currency against the mid-market rate, beside Wise. Exchange rates

SGD to INR: what S$1,000 sent on the first working day of every month got in rupees over the past year, 3, 5 and 10 years, the best and worst months, and how many of them today’s rate beats. SGD to INR

CPF LIFE calculator: a chart of the three plans’ monthly payout at each age, and a chart of the total paid out by each age if payouts start at 65 or at 70. CPF LIFE calculator

CPF retirement sums: a chart of what happens to your CPF at 55, by balance and with or without a property pledge, and a chart of the monthly payout by the Retirement Account at 55. CPF retirement sums

CPF contribution rates: a chart of what employer and employee pay at each age. CPF contribution rates

CPF interest rates: the table since 1955 now has a row only where a rate changed. CPF interest rates

Inflation: a chart of what made up the headline rate each month. Inflation

Gold price: bars in the table of bars and coins show the extra a gram, from the cheapest to the dearest. Gold price

PARF rebate calculator: a chart of what the car in the calculator gets back on every day of its life, redrawn as you change the car, and a chart of the same ARF under each of LTA’s sets of rules. PARF rebate calculator

COE results: a chart of the gap between Cat A and Cat B since 2010, and a chart of the COEs on offer each round, set under the premiums. COE results

Electricity tariff: a chart of the tariff’s parts since 2005, and range bars in the table of use by type of home. Electricity tariff

Singapore’s fertility rate and births: the rate since 1960, what moved it, by age and race, our estimate for this year, a what-if tool and a compare tool. Singapore’s fertility rate

New: Singapore’s population, with the official count, who is in it and how it has changed since 1950. It covers citizens, PRs and non-residents, why some websites show a different number, births and deaths, age, race, religion, planning areas and every year in a table. Enter your birth year to see where you fit. See the numbers

New: a compound interest calculator for Singapore dollars. Enter a start, a monthly top-up, a rate and a length, or tap today’s fixed deposit, T-bill, Savings Bond or CPF rate, and see the balance in dollars and in today’s money, with the working. It can also solve for the monthly amount, the time or the rate, and it compares your plan at every rate on offer. A back-test shows what $500 a month really did in rolled T-bills and CPF since June 2019, and that table is a new download, compound-backtest.csv. Work out your savings

New download: singapore-pay.csv, with what monthly pay comes to after CPF and tax at each level from S$2,000 to S$20,000, the next S$100, pay after inflation, one age group ten years on and a Cat A COE in months of pay. The salary, household income and IPPT files are now on the data page too, and the salary file names its source. Data

Pay and work hub rebuilt: what your pay comes to after CPF and tax, how a raise looks after inflation, what the next S$100 does at each level of pay, pay after inflation, age groups ten years on, and which salary figure answers which question. Pay and work

Singapore job market: MOM’s retrenchments, unemployment, vacancies and hiring, each set against its record since 2006, what happens to people like you after retrenchment, your industry, and how it compares with past downturns. Singapore job market

IPPT calculator: your score on MINDEF’s tables for men and women, the award and cash, the smallest change to the next award, and every age group’s score table. IPPT calculator

Median household income in Singapore: the six official medians and what each counts, every decile, what each group pays and receives, and where your household ranks with employer CPF included. Median household income

Average and median salary in Singapore: what each official figure counts, where your pay ranks overall and by age, qualification and job, and wages in 562 jobs. Average and median salary

About page: the table now links to where you can check each promise, and no longer makes general claims about other sites. About Numbers.sg

Search titles and descriptions now fill in their own years, counts and rates, and the T-bill title shows the latest yields. If a feed stops, its title drops the figure instead of showing an old one. T-bill rates

Site-wide check: fixed a dead source link, Sing Investments & Finance’s website address, an odd sentence in the CPF LIFE calculator at a zero balance, and some page structure. COE bidding dates now show the next round in search results. COE bidding dates

About page: a plain summary, a list of every live page by topic, questions readers ask and links to the official agencies. The count of live pages now covers every section, not just rates and tools. About Numbers.sg

Jeremiah Say’s page rebuilt: a card for each of his seven sites, with its logo with why it exists and where to start, a table of how his calculators are tested, and a fuller disclosure that now lists his accounts with MariBank, moomoo and Singlife. See the page

Take-home pay calculator: foreigners can now pick their days in Singapore, for tax at non-resident rates or the 60-day exemption. The button to the income tax calculator now carries your figures across. See the page

Take-home pay calculator: what reaches your bank after CPF and self-help funds, the tax to set aside, net to gross, your bonus month and two job offers compared. Work it out

Chocolate Finance answered our questions. Added: the date today’s rates began (1 November 2026), its six S$ funds with each one’s share, how its custodians work, and that the Top-Up date is the same for S$ and US$. See the page

New: money market funds and cash accounts in Singapore. 17 options side by side, in S$ and US$, sorted by how fast you get your money back; what your amount earns, next to a fixed deposit, a T-bill and a Savings Bond; what each rate really means and how old it is; what’s inside each account, fees, and what each provider says about safety; past rates since 2024 from Internet Archive copies. Compare them

New: Chocolate Finance rates today. Its S$ and US$ rates read from its own site three times a day; what your amount earns, next to a fixed deposit, a T-bill and a Savings Bond; what the Top-Up Programme really does, from its terms; whether moving S$ to the US$ account pays after both conversions; past rates since 2024, each with its Internet Archive copy; safety, withdrawals, fees, and what Chocolate doesn’t say. There’s an email alert for rate changes. See today’s rate

New: SGD to THB and THB to SGD. Today’s baht rate, both ways; what your amount comes to by card, app, Thai ATM, bank transfer or money changer against the mid-market rate; a converter that reads Thai price tags (1,500.- or ฿1.5k) and a money changer’s board rate either way round; what SuperRich in Bangkok pays for S$ notes by note size, read every hour; a trip card for your days and spending in S$, cheapest way first; Thailand’s rules for visitors (the arrival card, the 30-day visa exemption, cash and VAT refunds) in their own words; PayNow to PromptPay; whether today’s rate is good against the past year, five and ten years; DBS’s rates both ways; and every working day since January 1981, with the baht’s 1997 float, a rate-on-a-date lookup and a CSV. See today’s rate

New: business loan requirements and rates in Singapore. What 17 banks, finance companies and digital banks say on their own pages about who can borrow, how much, for how long and at what price, quoted in their words; a checker that shows which loans’ published rules your business meets; the same S$100,000 loan priced at every published rate with fees, as one effective rate; and the government-backed EFS working capital loan, with its 70% risk share to 31 March 2027. Read 3 Nov 2026, every week from then on, with a CSV. Check your business

New: the Enterprise Financing Scheme (EFS), every loan type. What each of the 8 programmes pays for, how much and for how long, the government’s share of the risk (70% on working capital and project loans to 31 March 2027) and who qualifies, in Enterprise Singapore’s words; which of 16 lenders offers which loan; a checker for which EFS loan fits what the money is for, and your risk share today; how to apply on ESIMS; and a CSV. Find your EFS loan

New: business loans when the bank says no. Pick the reason a lender gave and get what to do about it, from the sources that set the rules, and the other loans whose published rules you still meet; your credit report free for 30 days after a lender’s letter (Credit Bureau Singapore); a check on any lender or broker by UEN against ACRA’s records and the Ministry of Law’s 153 licensed and 31 exempt moneylenders; the Police’s signs of a loan scam; and what licensed moneylenders may charge. What to do after a no

New: a business loan calculator. Enter an offer, flat or effective, with its fees and any broker’s fee, and get the monthly payment, the cash you actually receive and the true cost a year after every fee; the same loan at each lender’s published rate, at your amount and term; flat rates as effective rates (a flat 5% over 3 years is 9.31%); and what a broker’s fee of 1% to 10% does to the cost. Work out the true cost

Company record: Who Actually Makes, which traces store brands to the company and factory that make them, is now listed as the sixth site the company publishes, with its own track record, sources, corrections log, privacy policy, re-check schedule and how it makes money. The founder page links all six sites. See the six sites

New: SGD to JPY and JPY to SGD. Today’s yen rate; what S$1,000 comes to in yen by card, app, bank or transfer against the mid-market rate; a converter that reads yen typed as 3万, 3man or 30k and a money changer’s board rate however it is written; Japanese prices and the JR Pass in S$; Japan’s new tax-free refund method in the National Tax Agency’s words; whether today’s rate is good against the past year, five and ten years; every day Japan stepped in to hold the yen up and what the rate did next; the rate on any date since 1999; and every month back to 1988. Email alerts when the yen rate moves. See today’s rate

New: SGD to CNY and CNY to SGD. Today’s yuan rate, both ways; what S$1,000 comes to in yuan by card, app, bank or transfer against the mid-market rate; DBS’s onshore (CNY) and offshore (CNH) rates side by side; a converter that reads yuan typed as 3万, 3万元 or 30k and a money changer’s board rate however it is written; Chinese prices in S$; China’s rules for visitors (the 30-day visa exemption, paying with Alipay or Weixin on a Singapore card, the tax refund and cash) in the government’s own words; sending yuan to Singapore; whether today’s rate is good against the past year, five and ten years; the rate on any date since 2005; and every month back to 1993. Email alerts when the yuan rate moves. See today’s rate

SGD to CNY: the highest and lowest rates now count from January 1994. SingStat’s figure for June 1993 (RMB 6.5488 for S$1) is far above every month since, so it stays in the chart, the year table and the CSV but is no longer shown as the record high. See the yuan over the years

Company record, Outside mentions: Gitnux updated its sustainable software list on 2 November 2026 and now ranks the GreenCalculus SCI Calculator 1st of 10, “Best overall” (it was 3rd, “Best value”). We now also quote Gitnux’s note that vendors in the list co-funded it; GreenCalculus did not pay toward it. See the outside mentions

Company record, Outside mentions: added WifiTalents’ sustainable software list, which ranks the GreenCalculus SCI Calculator 1st of 10, “Best overall”. We quote its note that vendors in the list co-funded it (GreenCalculus did not pay toward it) and say that it was first published the same day as Gitnux’s list, with similar funding wording, so the two are not separate judgments. See the outside mentions

Fixed deposit rates: RHB’s fixed deposit promotion is now listed (1.60%, 2.00% and 2.10% for 3, 6 and 12 months from S$20,000; up to 2.20% for RHB Premier). RHB’s site refuses our automatic reader, so we check its promotion page by hand in a browser every week and mark the rates “checked by hand”; they stop showing after 14 days without a check. We also re-checked Maybank’s Deposits Bundle and time deposit promotion by hand: no change. See RHB’s rates

New: SGD to IDR and IDR to SGD. Today’s rupiah rate, both ways; what S$1,000 comes to in rupiah by card, app or transfer against the mid-market rate; a converter that reads rupiah the way Indonesians write them (100rb, 1jt, 1,5 juta, 100.000) and a money changer’s board rate however it is written; Indonesian prices, Bali’s tourist levy and Indonesia’s cash limit in S$; Indonesia’s rules for visitors (the visa exemption, the arrival card, the levy, paying by QR code and cash) in the government’s own words; sending rupiah to Singapore; whether today’s rate is good against the past year, five and ten years; and every working day since January 1999, with a rate-on-a-date lookup and a CSV. See today’s rate

SGD to INR now uses MAS’s own noon rate for the rupee, each working day since January 2006. Our job had been refusing MAS’s rupee figures because its sanity check started at 30 rupees for S$1, and S$1 bought about 27 in 2006, so the page showed the European Central Bank’s rate instead (74.2781 for 30 October, against MAS’s 74.5601). The ECB’s rate stays as the cross-check and the stand-in when MAS’s site can’t be read. See SGD to INR

Every tracker and calculator now has “More on this topic” just before its questions: the other pages in the same section, so you can go from a rate to the tool that uses it, or from one currency to the next. New pages join the list the day they go up. See the home page

New: EUR to SGD and SGD to EUR. Today’s euro rate, both ways; what S$1,000 comes to in euros by card, app or transfer against the mid-market rate; a converter that reads euro prices the way Europe writes them (1.500,50 or 89,90) and a money changer’s board rate either way round; which countries on your route use the euro, and what S$1 buys in the ones that don’t; the EU’s rules for a short visit (90 days in any 180, the Entry/Exit System, and ETIAS, which is not yet running) in the EU’s own words; whether today’s rate is good against the past year, five and ten years; what changing all at once or in monthly parts did on every trip since 1999; DBS’s rates both ways; and every working day since January 1999, with a rate-on-a-date lookup and a CSV. See today’s rate

New: an income tax calculator for YA 2027 and YA 2026. Your tax with your pay, bonus and every personal relief IRAS gives, worked out in IRAS’s order with CPF from CPF Board’s rates; what an SRS contribution, a CPF top-up or a donation before 31 Dec saves at your income; a check of your Notice of Assessment; and IRAS’s eight worked examples, all matched. Work out your tax

New: Singapore income tax rates for YA 2026 and YA 2027, band by band with the tax at the top of each, a lookup for your own chargeable income, tax at common salaries, what changed in YA 2024 and the rebates by year. And a Tax section that brings the income tax pages together. See the rates

Singapore interest rates now puts fixed deposits in its side-by-side table: the highest 6 and 12-month rates that need no banking tier, with each deal’s conditions, next to T-bills, Savings Bonds and CPF. Its key figures add fixed deposits and SORA. Compare every rate

Money tools now lists the PARF rebate calculator and the CPF LIFE payout calculator among its choices, and says how often each calculator’s source is read and how it is tested. See every calculator

Easier on a phone: shorter breadcrumbs and introductions bring each page’s headline number onto the first screen, and the currency converters and both inflation calculators now come straight after the headline figures.

New: SGD to INR and INR to SGD. Today’s rupee rate; what your amount comes to sent to India through Wise, DBS and others, by card or at a money changer, against the mid-market rate; rupees typed as lakh or crore; whether today’s rate is good against the past year, five and ten years; RBI’s ₹25,000 rule on rupee notes; the rate on any date since 2008; and every month back to 2006. Email alerts when the rupee rate moves. See today’s rate

New: SGD to MYR and MYR to SGD. Today’s rate from Bank Negara Malaysia; what S$1,000 comes to by card, app, transfer or cash against the mid-market rate; a converter that takes the rate on a money changer’s board and shows what it costs you; where today’s rate sits against the past year and five years; Wise’s comparison of what arrives each way; and the rate every working day since 1999 and every month since 1988. New Currency section and an email alert when the ringgit rate moves. See today’s rate

New home page: today’s numbers at the top, the next dates to watch, a start-here list for each job, every calculator with a worked figure, and every page we track by topic. See the home page

New: a CPF page that gathers CPF interest rates, contribution rates, retirement sums and both CPF calculators in one place. See the CPF page

New: USD to SGD and SGD to USD. Today’s rate from MAS; what your amount comes to by card, app, broker, transfer or money changer against the mid-market rate; whether today’s rate is good against the past year, five and ten years; the cost of changing S$ into US$ for US shares; Wise’s comparison of what arrives each way; the rate on any date since 1988, with the IRS yearly averages; and every working day since 2003, back to 1981. Email alerts when the rate moves, or when it reaches a rate you choose. See today’s rate

New: USD fixed deposit rates. Every bank’s US dollar fixed deposit rates, read from 9 banks’ own pages twice a day, with the deals that fit your amount; a break-even calculator that shows whether a US$ deposit beats a S$ one once you change money both ways, and how often the US dollar has fallen that far in the past 10 years; and a week-by-week look back at Bank of China’s US$ and S$ rates since September 2025. See today’s rates

Company record: new section on the rules all five sites keep (sources, a public corrections log, one data controller, re-check dates, listed changes), each linked to that site’s own page, with the gaps named. See the shared rules

New: COE results. The latest bidding in every category, with the next round’s dates and a calendar reminder, the PQP for renewals (with the sum), a checker for which category your vehicle is in, LTA’s proposal to merge Cat A and Cat B, bids against quota, how far premiums move between rounds, and every round since 2010 as a chart and a CSV. Read from LTA’s data after each round closes. See COE results

Data downloads now lists all 14 CSV files, including COE results; 10 files that were already downloadable from their pages had not been listed. See the files

New: COE bidding dates. When the next round opens and closes, with a live countdown in Singapore time; every 2026 round with its Cat A and Cat B result; a calendar to subscribe to that adds 2027 by itself once LTA publishes it; optional emails the morning bidding opens or closes; and why some rounds move, from LTA’s schedules for 2024 to 2026. See the bidding dates

New: PARF rebate calculator. What you get back when you deregister a car, the PARF rebate and the COE rebate, under whichever of LTA’s three sets of rules it was bought under, including the February 2026 cut to 30% falling to 5% and the $30,000 cap; the date your rebate next drops, with a calendar reminder; every age for your car; renew or deregister at 10 years; and LTA’s worked examples run through it. Work out your rebate

New: Singapore’s inflation rate every month, headline and MAS Core side by side, read from SingStat’s tables twice a day and every 15 minutes in release week. Also: which categories moved it and by how many points, what T-bills, the Savings Bond, fixed deposits and CPF pay after inflation (and your own rate), which rate to use, MAS’s forecasts statement by statement and what it decided, inflation by household income, what is in the CPI, every year since 1962, every month since 1961 as a CSV, and the next release dates. Every rate shown is SingStat’s own, and our re-working matches all 2,904 monthly rates. See this month’s inflation rate

New: an inflation calculator. Put in any amount and two years since 1961 and see what it is worth in the other year’s money, by SingStat’s CPI for all items or one of its ten divisions (food, health, education and the rest), with the sum shown. Also: $100 from each year in today’s money, and what rose most by kind of spending since 2016. Open the inflation calculator

New: a personal inflation calculator. Say what kind of home you live in, whether you own or rent, and whether you have a car or children, or put in what you spend, and see your own inflation rate for the last 12 months against the headline rate, with the reasons yours differs and what it costs you a month. Each of 22 kinds of spending is priced by SingStat’s own CPI series, and together they rebuild SingStat’s headline index every month since 2024. The starting mixes come from SingStat’s Household Expenditure Survey 2023. Also on the inflation page: three questions that point you to it. Work out your own inflation rate

New: the company behind Numbers.sg. Numbers Publishing Pte. Ltd. (UEN 202500357K) owns and publishes Numbers.sg, GreenCalculus, Gracious Quotes, Toggle9 and PerBowl. Its registered details, who runs it, how it is paid for, its name history and how to check it on ACRA’s BizFile+. About now names it too. See the company record

Company record: Our websites now has a Track record column. For each site: when it started, how big it is, and its public corrections and improvements logs, read from that site every day. In short gives the corrections logged across the sites. See the track record

Company record: new Outside mentions section. Where others have ranked, listed or cited our sites (Gitnux, Product Watch, LangChain, Wikipedia), each linked to the page that says it and checked every month. See the outside mentions

Update schedule: two source links fixed. MAS moved its T-bill rules page and IRAS moved its Senior Employment Credit and CPF Transition Offset page; both links now go to the new pages. The facts we show from them are unchanged. See the update schedule

New: SP Group’s household electricity tariff this quarter, with and without GST, read from SP’s own page twice a day and every 15 minutes at the end of each quarter. Also: your monthly bill for your type of home or your own kWh, with U-Save and against last quarter; how a retailer’s fixed price or discount would have compared with SP’s tariff over the last 12 quarters; the four parts of the tariff; every quarter since 2005 from EMA, SingStat and SP (CSV); SP’s average use by type of home; and our estimate of the next tariff, tested on 36 past quarters and scored in public. Our bill sums match all 176 of SP’s average-bill figures for 2026. See this quarter’s tariff

Gold prices: the three price cards at the top now fit on narrow phones (320px wide); the unit drops under the price instead of running past the edge of the card. The purity box in the worth calculator is now full height in Safari. See gold prices

New: the CPF retirement sums for 2025, 2026 and 2027 (basic, full and enhanced), and which ones are yours by the year you were born. Put in your savings at 55 to see what goes into your Retirement Account, what you can take out (with or without your property) and about how much CPF LIFE pays each month from 65, from CPF’s own figures. Also: what a top-up adds, a checker for the Budget 2026 top-up of up to $1,500 and the matching grant, every year’s sum since 2003 with and without inflation (CSV), and our labelled estimate for 2028 onwards. Checked against CPF Board’s and the Ministry of Finance’s own figures. See the CPF retirement sums

New: a CPF LIFE payout calculator. Put in your Retirement Account at 55, or at 65, and pick when payouts start (65 to 70): what the Standard plan pays each month from CPF’s own table, our labelled estimate for the Escalating and Basic plans, how each changes over the years, when waiting to 70 catches up, and what is left for family. Also: CPF’s payout table with all three plans (CSV), joining and changing plans, and common mistakes. CPF’s figures are for a man; women get less, and CPF’s estimator gives a woman’s figure. Checked against CPF Board’s own figures. See the CPF LIFE calculator

New: petrol and diesel prices today at Shell, Caltex and SPC, every grade, from each brand’s own price page with the time the brand last updated it. Also: what your fill-up or a month of driving costs at each brand, the discounted prices the brands themselves publish, how much of a litre is duty and GST, SPC’s listed 95 price since 2015 against SingStat’s average after discounts, the price changes on record (CSV), and why Esso and Sinopec are missing. Checked against each brand’s page, SingStat, Singapore Customs and IRAS. See today’s petrol prices

New: the gold price in Singapore today, 999 and 916 a gram, from UOB’s own price list (read every hour) and Mustafa’s posted rates (twice a day), with the time of each. Also: what the gold in your piece is worth by weight and purity, what a gram costs at every UOB bar and coin size and what you lose selling straight back, GST on investment gold against jewellery from IRAS’s guide, and the world price in S$ a gram every month since 1988 from the World Bank and SingStat (CSV). Plus a page for every UOB gold price and one for Mustafa’s rates. See today’s gold prices

New: CPF contribution rates for 2026 and 2027. Every age band and all five of CPF Board’s rate tables, what changes for workers above 55 to 65 on 1 January 2027, a lookup for what you and your employer pay on your own pay now and from January, where it goes in your accounts, what it costs employers (SDL, CPF Transition Offset, Senior Employment Credit), and every rate since 1955 (CSV). Checked against CPF Board’s, IRAS’s and data.gov.sg’s own figures. See CPF contribution rates

New: ABSD rates for every buyer (citizens, permanent residents, foreigners, companies, trustees and developers), in dollars at your price. Which rate is yours, including joint buyers; the remissions and refunds you may get, with a checker and a sell-by calendar reminder; married couples of every mix; buying out a co-owner; and every change since 2011 with the reason the government gave (CSV). Checked against IRAS’s own examples and the government’s releases. See ABSD rates

New: where to put your cash. T-bills, the Savings Bond on sale, the fixed deposit deals that fit your amount and, for CPF money, your Ordinary Account, side by side in dollars after fees on your own amount and time. Each one says when the money comes back and what happens if you need it early. Also: ten common cases, keeping some within reach with calendar dates, CPF OA against T-bills, which of T-bills and Savings Bonds paid more every month since June 2019 (CSV), and an email when the answer changes. From MAS, CPF Board and the banks’ own pages. See where to put your cash

Stamp duty calculator: pick who is buying with one tap (first home, married and upgrading, second property, permanent resident, foreigner) and the answer shows right under the price. It now starts on a citizen’s first home. New: what $10,000 more on the price adds, a way to compare two purchases side by side (kept in the link if you copy it), the ABSD refund as a dated timeline, a card beside the page that keeps your total and due date in view, and a total bar on phones. The sums and the 35 IRAS checks are unchanged. Try the calculator

Every rates and tools page has a new sidebar: “Why trust this” (when we last read the source, the page’s checks and its corrections) and “Next step” for the job you are part-way through, such as where to put your cash or buying a home. Pages with a date to act on or a live result keep it in view as you scroll. See the rates pages

Stamp duty calculator: comparing two purchases is now in plain words. Tap “Compare with another price or buyer”, change the price or buyer, and the box shows both totals and how much more or less the second one costs. Try the stamp duty calculator

Stamp duty calculator embed: the embed code now uses a 1,040px-tall frame to fit the new layout, so there is no empty space under the result. Codes already on other sites keep working; longer results scroll inside the frame. See the embeds

Pages are a little wider on laptops and desktops: the main text column is now 730px beside the sidebar (was 696px), so tables and charts have more room. See the rates pages

New: CPF interest rates. This quarter’s OA, SA, MediSave and RA rates from CPF Board, the extra interest on your first $60,000, a calculator for what your balances earn in a year, our estimate of next quarter’s rate from MAS’s bond yields, and every rate since 1955 (CSV). Email alerts when CPF announces new rates. See CPF interest rates

New: CPF calculator. Your CPF this month at your age’s rate, from you and your employer, split into your accounts; then, under 55, your OA, SA and MediSave month by month to 55 and the Retirement Account CPF sets up then. What-ifs for cash top-ups and the tax they save, moving OA money to the SA, stopping work early and the 4% floor ending. Checked against 18 of CPF Board’s and IRAS’s own examples and tables. Open the CPF calculator

Charts on phones show every other year label when there are many years, so the labels no longer run into each other. See the SORA chart

Privacy: added the “Was this helpful?” buttons under charts and calculators (what we store: a count and any note you write, notes kept 12 months, no name, email or IP; a hashed IP for 24 hours to stop repeat votes) and charts shown on other sites (no analytics, no cookies). See Privacy

Singapore Savings Bonds redesigned: the official rate first with a bar for each year’s step-up, our estimate for next month marked as an estimate, a one-line how to apply, SSB against T-bills and CPF OA, an “apply now or wait?” answer by how long you’ll hold, every running SSB checked for whether switching pays (tap a row to load it), all issues with highs and lows, applied-for against on-offer for every issue, and an apply-by countdown. Charts and the calculator can be embedded, cited, printed or downloaded. The numbers are the same. See SSB rates

T-bill yields: the history chart can now be embedded on another site, cited (APA, MLA, Chicago), printed on its own or downloaded as CSV, and questions open one at a time. The numbers are the same. See T-bill yields

T-bill calculator: can now be embedded on another site, cited or printed on its own, and questions open one at a time. The sums are the same. Open the calculator

SSB calculator: can now be embedded on another site, cited or printed on its own, and questions open one at a time. The sums are the same. Open the calculator

Embed our charts: every Numbers.sg chart and calculator you can put on your own site, with the code to copy. Free to use with the source line. See embeds

Privacy: added rate alerts by email (what we keep: your address, the alerts you chose, the page you signed up on and when; unconfirmed sign-ups deleted after 7 days; sent through Resend, with no open or click tracking; unsubscribing deletes your address). See Privacy

Rate alerts by email: one email when MAS announces new Savings Bond rates (with every year’s rate and the apply-by date) and after each T-bill auction (with the cut-off yield and what $10,000 costs). Free, confirm first, unsubscribe in one tap. Get rate alerts

Savings Bonds: on phones, tapping a bar in “Who got what” now keeps that issue’s numbers on screen (they were cleared as soon as your finger lifted). The numbers are the same. See the chart

Privacy and Rate alerts updated before adding SORA alerts: the new SORA email, what it holds and how often it comes. Nothing else about how we handle your email changes. Read the Privacy page

New page: SORA today. MAS’s 1, 3 and 6-month Compounded SORA, checked every business day, where your next 3-month reset is heading (with our track record), a home-loan payment calculator, HDB loan against bank loan, and every rate since 2005 to download. See SORA today

New page: fixed deposit rates. 17 banks and finance companies, read from their own pages twice a day: the deals that fit your amount, what each needs, the rate it renews at, promotions ending soon, a ladder builder, deposit insurance, and MAS’s averages since 1983. See fixed deposit rates

Rate alerts: new fixed deposit alert, one email when the highest 6 or 12-month rate changes, at most once a week. Privacy page updated first to list it. See rate alerts

Shorter search titles on the home page, Savings Bonds, SORA and Rate alerts, so search results show them in full.

Update schedule: when each number is read (Singapore time), when it was last read, filled in live from our data files, and every fact we check by hand with the date its next check is due. A late read or overdue check is marked on the page. See the update schedule

Fixed deposit rates are now read every day at 9.35 am and 3.35 pm, five minutes earlier than before. See when each rate is read

UOB fixed deposit rates: every UOB rate read from UOB’s own page twice a day, the board rates a deposit renews at, where UOB ranks for your amount, how it compares with DBS, OCBC and Maybank for the same S$50,000 deposit, and the promotion’s terms. See UOB’s rates

On the fixed deposit pages, the “Our numbers” box now links its source: the list of banks we read, or on a bank’s own page, that bank’s rates page. See the banks we read

New type across the site: words and numbers are now set in Public Sans, a plain, neutral face with an ordinary zero and figures that line up in tables. The blue is a little deeper, so links are easier to read. Headings stay in Source Serif 4.

The home page no longer lists SORA and fixed deposit rates as coming next: both are live, and linked from the Today’s numbers panel. See the home page

Fixed deposit pages: we no longer say a deposit “renews at” the board rate unless the bank says so in writing. Each bank’s board rate is still shown, with a note to ask your bank what a deposit renews at. UOB’s terms do say it (term 2.4), so its page keeps that. See fixed deposit rates

OCBC fixed deposit rates: every OCBC promotion and board rate read from OCBC’s own pages twice a day, what your deposit would earn if it rolled onto the board rate, OCBC’s window to renew at the promotion rate with a calendar reminder, OCBC’s promotion rates since Nov 2022 from Internet Archive copies, and what OCBC doesn’t say. See OCBC’s rates

Fixed deposit rates: Maybank’s Deposits Bundle (2.40% for 12 months, with S$1,000 kept in a Maybank savings account for every S$10,000 placed) and its time deposit promotion, at a branch or online, are now listed. Maybank’s promotion page refuses automatic readers, so we check these by hand every week and say so next to each rate. The bundle is ranked at Maybank’s own effective rate, 2.19%, which counts the savings money. See fixed deposit rates

Maybank fixed deposit rates: every Maybank Singapore rate, the Deposits Bundle worked out on all the money it needs, Maybank’s written rules on renewal and early withdrawal with a calendar reminder, the Islamic Term Deposit-i (profit paid upfront), CPF and age-55 options, and Maybank’s iSAVvy rates since 2021 from Internet Archive copies. See Maybank’s rates

Every page’s sidebar now shows Our numbers and Related first, then the page’s contents, which stay in view as you scroll.

Bank fixed deposit pages: the rate-history charts have larger text on phones, and the renewal box now reads “no 12-month promotion” rather than “no 12 months promotion”. See a history chart

Privacy: the list of rate alerts you can choose now includes DBS promotions, ahead of that alert opening on our DBS page. The data kept is the same as for every alert. Read the Privacy page

DBS and POSB fixed deposit rates: every rate read from both banks’ own pages twice a day, why the total in your DBS fixed deposit account sets the rate (today S$19,999 earns 1.00% for 12 months, S$20,000 earns 0.05%), DBS’s written rules on renewal and early withdrawal with a calendar reminder, what T-bills and Savings Bonds bought through DBS pay, DBS’s rates since 2014 from Internet Archive copies, and an email when DBS or POSB starts a promotion. See DBS’s rates

UOB fixed deposit page: what happens when a deposit ends (it renews at the board rate unless you change the instruction more than 7 days before), with a box that works out the difference and a calendar reminder; early withdrawal and the S$30 fee to close within 6 months; UOB’s promotions since December 2024 from Internet Archive copies; what UOB doesn’t say; and questions on CPF and tax. See UOB’s page

Privacy: the list of alerts you can choose now includes stamp duty, one email if IRAS changes the buyer’s stamp duty or ABSD rates. The data kept is the same as for every alert. Read the Privacy page

New: stamp duty calculator. Buyer’s stamp duty and ABSD for any home, worked out tier by tier for every buyer on the purchase, with married-couple remission, the last day to sell for an ABSD refund (with a calendar reminder), when to pay and CPF. It matches all 35 of IRAS’s worked examples and couple tables, and IRAS’s rate tables are compared with ours twice a day. Rates since 2013 are in a CSV. Work out your stamp duty

Embedded charts and calculators now show the same notice as our pages if a source check runs late, and the stamp duty calculator embed shows a notice if IRAS’s rates page stops matching ours. See the embeds

First pages published: About, How we get our numbers, Sources, Corrections, What’s new, Data downloads, Contact, Privacy and Disclaimer. They explain where our numbers come from and how we check them, before the first number goes up.

Privacy updated before adding Google Analytics: what it records, that ad signals are off, consent for EU and UK visitors, and how to turn it off. Read the Privacy page

Numbers.sg is open to everyone and to search engines. The first trackers and calculators follow from November.

New: T-bill rates and auction results. The latest 6-month and 1-year cut-off yields from MAS, what you would get back on your amount, the next auctions with calendar reminders, and every result since 1987 as a chart and a CSV. Checked against MAS four times every afternoon. See T-bill rates

New: Singapore Savings Bond rates. This month’s rates from MAS year by year, our estimate of next month’s with how close the same method has been on past issues, whether switching an SSB you hold pays, who got what, and every issue since 2015 as a chart and a CSV. Checked against MAS twice every evening. See Savings Bond rates

New: T-bill calculator. What you pay, get back and earn at the latest MAS cut-off yield by cash, SRS or CPF; how much to apply for; whether a bid would have been filled at the last 12 auctions; any auction since 1987; two 6-month T-bills or one 1-year; and CPF OA or T-bill, counting the OA interest given up and the bank charges. Its formula gives MAS’s published price for all 341 auctions since 1987. Open the T-bill calculator

New: SSB calculator. Every interest payment and date for any Savings Bond since 2015 or next month’s estimated one, including the shorter first payment and what you get back if you redeem early; all the SSBs you hold in one view, with when the interest comes, room left under the $200,000 limit, which to redeem first and whether switching pays; buying one every month; and SSB against T-bills and CPF OA. Its sums give MAS’s published returns for all 1,340 issue-and-year figures. Open the SSB calculator

About rewritten: a live record of how the site is doing (T-bill prices matched, the Savings Bond estimate’s record, corrections, sources), what’s live and what’s next, and how to cite our numbers. The editor’s page adds a photo and a disclosure of interests, and How we get our numbers adds the rules for estimates. Read About

Contact redesigned: one email address, the reply time, what to put in the subject line so we can help faster, what we can’t help with, what we don’t accept, and common questions. See Contact

Savings Bond rates page redesigned: the answer in short under this month’s and next month’s rates, the editor named at the top, and a panel with the source, the time of our last check against MAS and how often our estimate has matched MAS. The numbers are the same. See Savings Bond rates

Privacy rewritten: a summary table of what we collect and why, every cookie and browser-storage item listed, the providers that handle data and where, how long we keep it, your PDPA rights and our data protection contact. What we collect has not changed. Read Privacy

Disclaimer rewritten: how to use our numbers safely, how estimates and calculators should be read, our independence and the editor’s interests, data licences, and liability. Read the Disclaimer

T-bill rates page redesigned in the same layout as Savings Bond rates: the answer in short under the latest yields, the editor named at the top, and a panel with the source, the time of our last check against MAS and how many of MAS’s prices our formula matches. The numbers are the same. See T-bill rates

T-bill calculator redesigned: the answer in short at the top (what $10,000 gets at the latest auctions), the editor named at the top, and a panel with the source, the time of our last check and the price check. The sums are the same. See the T-bill calculator

SSB calculator redesigned: the answer in short at the top (what $10,000 in the latest Savings Bond earns), the editor named at the top, and a panel with the source, the time of our last check and how many of MAS’s return figures our sums reproduce. The sums are the same. See the SSB calculator

Singapore interest rates rebuilt: every rate side by side as % a year with how long your money is locked, the minimum and what money you can use; which fits your money; how to read the rates; T-bills against Savings Bonds since 2015 on one chart; the next dates with calendar files; and how we track each one. See all rates

Money tools rebuilt as one place for every calculator: which one fits what you’re deciding, how they’re built, and a live record of how each is tested against MAS’s own figures. Questions and corrections for each calculator are listed too. See Money tools

Singapore interest rates and Money tools: a panel with each page’s source and the time of our last check, how many pages are live and the corrections so far; what $10,000 gets in each calculator at today’s rates; the newest changes to the pages in each section; and a note that T-bill figures are the return on the cash you pay. The numbers are the same. See all rates

Every page checked on phones, tablets and desktops from 320 to 1920 pixels wide, in Chrome and Safari. Fixed: the home page was slightly wider than the smallest phones, one Savings Bond table was a little too wide on them, and pages no longer jump as their fonts load. Small labels are a little larger. The numbers are the same.