SGD to IDR today, and IDR to SGD

Few people get the mid-market rate: most banks, cards, apps and money changers give you a little less rupiah on each dollar, or fewer dollars for your rupiah, and keep the difference. On S$1,000 changed today the gap runs from about Rp 58,211 with Wise to Rp 729,621 with OFX. Every way, side by side

Your amount, every way to change

Put in how much you are changing, either way. Rupiah can be typed the way Indonesians write them: 100rb, 1jt, 1,5 juta or 100.000. At a money changer, add the rate on its board to see what it costs you against the mid-market rate and Wise.

Change

S$ to Rp Rp to S$

Amount

S$

How much you are changing. In rupiah you can type 100rb, 1jt, 1,5 juta, 100.000 or 2 miliar.

Rate on a money changer’s board (optional)

As the board shows it: rupiah for S$1 (e.g. 14,100), or S$ for Rp 1,000 (e.g. 0.0709). We read which it is.

Start from an example

A Batam day tripS$200 to rupiahA week in BaliS$1,500 to rupiahA price tagRp 500,000 in S$Rupiah left overRp 2 juta in S$Rupiah pay or savingsRp 100 juta in S$

S$1,500.00 in rupiah

Rp 21,297,742 (21.3 juta) at the mid-market rate

S$1,500.00 in rupiah, each way to change, most first

Way	You get	Against mid-market
Mid-market rateThe mid-market rate: MAS’s rate at noon, 2 Nov, with no margin. The yardstick for the rest.	Rp 21,297,742	–
Card with no FX fee, in IndonesiaYouTrip (its own mid-market rate) or Trust (Visa’s rate), no fee from either. About this much: we work it out at the mid-market rate.	About Rp 21,297,742	No fee, at its own rate
Revolut (Standard plan), weekdayAt Revolut’s rate, free up to S$5,000 a month, then 1%; 1% more at weekends. About this much: we work it out at the mid-market rate.	About Rp 21,297,742	No fee, at its own rate
WiseFee S$4.98, at Wise’s rate of Rp 14,191.80 for S$1. Worked out from Wise’s own quotes at S$100 to S$5,000.	Rp 21,217,025	−Rp 80,717 (−0.38%)
Singapore bank card, in IndonesiaPaying in rupiah: up to 3.25% on top of Visa’s or Mastercard’s rate (DBS and POSB’s fees). About this much: we work it out at the mid-market rate.	About Rp 20,627,353	−Rp 670,389 (−3.15%)

Each Rp 10 on the rate is Rp 15,000 on this amount. At a money changer, type the rate on its board into the box above to see how it compares.

Rates and fees as each provider publishes them; rows marked “about” use the mid-market rate in place of the provider’s own rate, which we don’t read. Not a quote: the provider’s own screen at the time you change is what counts. How we work it out

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S$1,000 in Indonesian rupiah today, each way

Wise’s rate and fee read today; the other providers as Wise’s public price comparison collected them for sending S$1,000 to an account in Indonesia, at the times shown (a price collected earlier may have changed since; Wise is one of the providers compared). “About” rows apply the published fee to the mid-market rate, because the provider’s own rate isn’t published in a form we read. Wise’s rate is today’s and the mid-market rate is MAS’s rate at noon, 2 Nov, so a provider can come out a little above it when the rupiah has moved since. DBS isn’t in the table: why. A money changer sets its own rate: type it into the converter to see where it falls. No one pays us to list any of these, and there are no affiliate links.

Every common amount

S$ to rupiah at the amounts people take on a trip or send, each way, worked out the same way as the converter.

Rupiah you get for each amount

In rupiah. Tap an amount to load it into the converter. Wise’s fee is a fixed part plus a share, so it costs a little more on small amounts; a bank card’s 3.25% is the same share at every amount.

Indonesian prices in S$

What a price in Indonesia costs you in Singapore dollars today, at the mid-market rate and on a Singapore bank card.

At Rp 14,198.49 for S$1 (MAS’s rate at noon, 2 Nov). “On a bank card” adds DBS and POSB’s fee of up to 3.25% to the mid-market rate; Visa’s and Mastercard’s own rates differ a little from it. Tap a price to load it into the converter.

Indonesia’s set amounts, in S$ today

These are set in rupiah by Indonesia’s government, so what they come to in S$ moves with the rate.

Each from the government page linked, read 2 Nov 2026 and re-checked on our update schedule. In S$ at the mid-market rate.

Going to Indonesia: visa, arrival card, Bali’s levy, paying and cash

• No visa for up to 30 days. Singapore’s embassy in Jakarta: “Singapore passport holders can enjoy “Visa Exemption for Leisure Purpose” (valid for 30 days without option to extend) and “Visa on Arrival for Leisure Purpose” (valid for 30 days with option to extend for an additional maximum period of 30 days) at the permitted immigration checkpoints.” It lists what you need: “Passport with a minimum validity of six months” and “A return ticket or ticket to another country” (Consular notice: Travel to Indonesia (updated), 23 June 2023). Check the rules for your own trip before you go.
• The arrival card. Indonesia’s Directorate General of Immigration runs it online at All Indonesia: “Ajukan kartu kedatangan untuk warga negara asing sesuai kebutuhan Anda.” (Submit an arrival card for foreign nationals, as you need). Fill it in on that site.
• Going to Bali: the tourist levy. Bali’s provincial government charges a “Tourist Levy IDR 150,000” under Bali Provincial Regulation Number 2 of 2025 Amendment to Regional Regulation Number 6 of 2023 concerning the Levy for International Tourists for the Protection of Balinese Culture and Natural Environment (Love Bali). Rp 150,000 is about S$10.56 at today’s rate.
• Paying by QR code. Bank Indonesia, on the link it launched with MAS on 17 November 2023: “This linkage enables customers of participating financial institutions to make seamless cross-border retail payments using their existing mobile banking applications to scan QRIS (Quick Response Code Indonesian Standard) or NETS QR codes displayed by merchants in Indonesia and Singapore respectively.” At launch: “Participating financial institutions from Singapore are OCBC and UOB, with DBS joining at a later stage.” (Bank Indonesia). Your bank app converts the rupiah at its own rate: check it in the app before you pay.
• Pay in rupiah, not S$. A shop, hotel or ATM may offer to charge your Singapore card in S$. That is Dynamic Currency Conversion: “The exchange rate is set by the merchant or its DCC provider”, in DBS and POSB’s words, and DBS and POSB still add 1% on a credit card and 2.8% on a debit card (DBS and POSB).
• Carrying cash. Leaving Indonesia, its customs service says “uang tunai atau instrumen pembayaran lain yang nilainya paling sedikit Rp. 100.000.000,00 ( seratus juta rupiah) atau dengan mata uang asing dengan nilai setara wajib diberitahukan” (in English: cash or other payment instruments worth at least Rp 100,000,000 (one hundred million rupiah), or the equivalent in foreign currency, must be declared), and “berupa uang tunai dalam mata uang rupiah yang nilainya paling sedikit Rp. 100.000.000,00 ( seratus juta rupiah) wajib dilengkapi dengan surat izin dari Bank Indonesia (BI)” (cash in rupiah worth at least Rp 100,000,000 (one hundred million rupiah) must come with a permit from Bank Indonesia (BI)) (Bea Cukai). Rp 100 juta is about S$7,043. Leaving Singapore: “If you move physical currency and bearer negotiable instruments (or CBNI) exceeding SGD 20,000 (the prescribed amount) or its equivalent in a foreign currency into or out of Singapore, you are required to make a Cash Movement Report.” (Singapore Police Force).

Each quoted word for word from the page linked, read 2 Nov 2026, and re-checked on our update schedule. English in brackets is our translation of the Indonesian. This page doesn’t give visa, customs or tax advice.

Is today’s SGD to IDR rate good?

It depends which way you are changing: a rate that is good for a trip to Indonesia is bad for changing rupiah into S$. Here is today’s rate against every working day of the past year, five years and ten years.

Changing S$ into rupiah (a trip to Indonesia, or money sent there): at Rp 14,198.49 for S$1 (MAS’s rate at noon, 2 Nov), your Singapore dollars buy more rupiah than on over 99% of days in the past year, over 99% of days in the past five years and over 99% in the past ten.

Changing rupiah into S$: it runs the other way. Your rupiah buy fewer S$ today than on over 99% of days in the past year and over 99% in the past five.

We don’t forecast exchange rates, and no one can say where this one goes next. What the past shows: over the past year S$1 bought between Rp 12,774.66 and Rp 14,198.49, a gap of Rp 1,423,840 (1.42 juta) on S$1,000. Changing part now and part later evens out the highs and lows; the rate alert can tell you when S$1 buys the most rupiah in a year. Rupiah for S$1 each working day, MAS’s noon rates (the ECB’s before 2003).

IDR to SGD: Indonesian rupiah to Singapore dollars

For rupiah pay or savings, money from family in Indonesia, or rupiah left over from a trip. The converter above works this way too: choose “Rp to S$”.

Sending Rp 10 juta to Singapore

What arrives in a Singapore account, as Wise’s comparison shows it. Wise lists only its own quote for rupiah to S$.

From Wise’s public price comparison, at the time shown.

Rupiah notes and leftover rupiah

• Selling rupiah back. A money changer or bank buys rupiah at its own buying rate, which gives you fewer S$ than the mid-market rate. Put a changer’s “we buy” rate into the converter (choose “Rp to S$”) to see what it costs you. At the mid-market rate, Rp 1 juta is S$70.43.
• Keeping it for the next trip. Rupiah kept as notes earn nothing, and their worth in S$ moves with the rate: the chart shows how far that has gone.

Counting the zeros

Rupiah prices run to many digits, so Indonesians shorten them. ribu (rb) is a thousand: Rp 50rb is Rp 50,000. juta (jt) is a million: Rp 1,5 jt is Rp 1,500,000. miliar is a thousand million. Indonesian writes a dot where English writes a comma, and the other way round: Rp 100.000 is Rp 100,000, and 1,5 juta is 1.5 juta. The converter reads all of these.

In S$ at the mid-market rate of Rp 14,198.49 for S$1 (MAS’s rate at noon, 2 Nov).

S$ to rupiah and back: quick tables

At the mid-market rate of Rp 14,198.49 for S$1 (MAS’s rate at noon, 2 Nov). What you get from a bank, card or money changer is a little less: the converter shows how much.

SGD to IDR since 1999

Indonesian rupiah for S$1, every working day since January 1999. The chart opens on the past year.

MAS, noon, each working day ECB reference rates, crossed (before 2003)

1 year5 years10 yearsSince 1999

Tap or hover on the chart to read a value.

12,60012,80013,00013,20013,40013,60013,80014,00014,200

Jan 2026AprJulOct

Year by year

Indonesian rupiah for S$1: the average, fewest and most for each year, from every working day. A plus means S$1 bought more rupiah than the year before.

The other 18 years, back to 1999

Year	Average	Fewest	Most	On the year before
2016	9,632.96	9,247.27	9,949.26	-1.1%
2015	9,739.43	9,248.98	10,335.92	+4.0%
2014	9,368.36	8,906.31	10,000.00	+12.0%
2013	8,364.83	7,709.51	9,677.73	+11.3%
2012	7,515.58	7,031.36	7,937.77	+7.7%
2011	6,977.10	6,754.47	7,111.87	+4.6%
2010	6,667.46	6,468.31	6,988.12	-6.6%
2009	7,136.43	6,696.13	7,903.89	+4.4%
2008	6,833.61	6,419.31	8,210.18	+12.6%
2007	6,068.27	5,678.27	6,513.81	+5.1%
2006	5,772.13	5,543.85	5,961.25	-1.1%
2005	5,839.17	5,588.47	6,475.85	+10.3%
2004	5,295.09	4,895.24	5,718.21	+7.6%
2003	4,919.32	4,667.66	5,146.42	-5.4%
2002	5,200.29	4,782.63	5,692.75	-9.1%
2001	5,717.96	4,822.12	6,608.99	+17.5%
2000	4,866.48	4,253.87	5,629.26	+5.1%
1999	4,629.12	3,880.42	5,537.48	–

MAS, Exchange Rates (S$ per 100 Indonesian rupiah, as of noon), from 2 January 2003; before that, the ECB euro reference rates for the rupiah and the S$ (rupiah per S$1 = rupiah per euro ÷ S$ per euro), from 4 January 1999. Every day: download the CSV.

The rupiah against the S$ over the years

Since 4 January 1999, S$1 bought the fewest rupiah, Rp 3,880.42, on 28 June 1999, and the most, Rp 14,198.49, on 2 November 2026. Today it buys Rp 14,198.49.

What it means in dollars. Ten years ago, on 2 November 2016, S$1 bought Rp 9,398.50. A Rp 1 juta villa night cost S$106.40 then and S$70.43 today, at the mid-market rate and before any change in the villa’s own price. The other way, rupiah savings of Rp 100 juta were worth S$10,640 then and S$7,043 today.

Worked out by Numbers.sg from the daily rates above (MAS’s, and the ECB’s before 2003). The record starts in January 1999, when the ECB’s series begins, so it leaves out the rupiah’s fall in 1997 and 1998. Past moves don’t say where the rate goes next.

The SGD to IDR rate on any date

For an expense claim, an invoice or a receipt from a trip: the rate for any working day since January 1999.

Date

Any day from 4 January 1999. At a weekend or holiday we show the working day before.

Friday 31 October 2025

Rp 12,791.00 for S$1

Rp 1 juta was S$78.18. S$1,000 was Rp 12,790,995 (12.79 juta); Rp 10 juta was S$781.80.

MAS’s rate as of noon (the ECB’s, crossed, before January 2003) for the day. For every day in one file, download the CSV. An expense claim or tax return may ask for a particular rate (a bank’s, or an official one): check which.

DBS’s rupiah rate

DBS posts a telegraphic transfer rate for selling you rupiah, but no rate for buying them back. It gives that rate as S$0.0072 for Rp 100, 5:15 pm, 2 Nov, rounded to four decimal places. Rounded that far, the rate could be anywhere from about Rp 13,793 to Rp 13,986 for S$1, so we don’t put it in the table at the top beside rates worked out to the rupiah. What we can say: it is below the mid-market rate of Rp 14,198.49, by somewhere between 1.5% and 2.9%.

From the data behind DBS’s foreign exchange rates page, with DBS’s own time on it. DBS: “Log in now to retrieve actual rates for your transaction. Higher transaction amounts may qualify for even greater discounts.”

At a money changer

Each money changer sets its own rupiah rates and changes them through the day, so this page doesn’t list them. What you can do at the counter: read the board, put its rate into the converter, and see what it costs against the mid-market rate and Wise.

• Which number to read. Changing S$ for rupiah, the changer sells you rupiah: read its selling rate for IDR. Changing rupiah back, read its buying rate.
• How it’s written. Boards show rupiah for S$1 (a number like 14,100), or S$ for Rp 1,000 (like 0.0709); some show S$ for Rp 100, Rp 100,000 or Rp 1 juta. The converter takes any of them.
• Compare on the same amount. A rate a little better on paper can come with a minimum amount or apply to large notes only: ask before you change.
• Licensed or not. Money-changers in Singapore are licensed by MAS under the Payment Services Act 2019. Check a changer’s name in MAS’s Financial Institutions Directory.

Why the rate moves

MAS steers the Singapore dollar against a basket of currencies, not against the rupiah alone. “MAS manages the Singapore dollar against a basket of currencies along a typically appreciating path or crawl within a policy band.” (MAS). In its October 2026 statement, MAS kept the rate of appreciation, width and centre of the S$NEER policy band unchanged (MAS, 14 October 2026).

The rupiah has its own central bank. Bank Indonesia sets Indonesia’s policy rate and steps into the market for the rupiah. Whatever moves the rupiah against the US dollar and the rest of the world moves SGD to IDR with it, so the rate can move when nothing has changed in Singapore. Bank Indonesia’s own decisions are on its website.

Common mistakes

• “The rate on Google is what I’ll get.” A currency converter on a search page shows a market rate, much like the mid-market rate at the top of this page. Banks, apps and money changers don’t give that rate to customers; the table at the top shows what each way gives on S$1,000 today.
• “Rp 100.000 is a hundred rupiah.” Indonesian writes a dot where English writes a comma: Rp 100.000 is a hundred thousand rupiah. Counting the zeros.
• “Pay in S$ to be safe.” When a shop, hotel or ATM in Indonesia offers to charge your card in S$, the rate is set by the shop’s provider, not your bank, and your bank may still charge its fee. Pay in rupiah.
• “SGD to IDR going up is bad.” A higher number means each Singapore dollar buys more rupiah: good for a trip to Indonesia, bad for changing rupiah into S$. Is today’s rate good? shows both.

From the providers’ own pages, Singapore’s embassy in Jakarta, Bali’s provincial government, Indonesia’s customs service and Bank Indonesia, linked in each section; the figures are this page’s, worked out from them.

More on this topic

Currency

• SGD to MYR today, and MYR to SGD
• USD to SGD today, and SGD to USD
• SGD to INR today, and INR to SGD
• SGD to JPY today, and JPY to SGD
• SGD to CNY today, and CNY to SGD
• EUR to SGD today, and SGD to EUR

Questions people ask

How we get these rates

• The main rate is MAS’s own figure for S$ per 100 Indonesian rupiah, which MAS gives “as of noon” each working day (MAS, Exchange Rates), turned into rupiah per S$1. MAS gives it to four significant figures (0.007044, say), close enough to work out the rate to the rupiah. When MAS’s site can’t be read, as during its maintenance, the main rate is the European Central Bank’s: its euro reference rates for the rupiah and the S$ give rupiah per S$1 for the same day (ECB). The page says which one it is showing. Both are read every hour from 9:15 am to 6:15 pm; at weekends and on holidays the rate stays at the last working day’s.
• Before 2003: MAS’s rupiah series starts in January 2003, so the days from 4 January 1999 are the ECB’s, crossed the same way. Labelled as such in the chart and the CSV.
• Check: MAS’s and the ECB’s rates for the same day must agree within 1%, or the job flags it for a person to look at.
• Not used, on purpose: SingStat’s monthly rupiah figures, which start in 2003 and are rounded to four decimal places of S$ per 100 rupiah (0.0072), too coarse to add anything; DBS’s posted rate as a figure, rounded the same way (what it means).
• Wise: Wise’s public price comparison (wise.com), read every hour from 9:15 am to 6:15 pm, every day, at S$100, 500, 1,000 and 5,000 and, the other way, Rp 1 juta, 5 juta, 10 juta and 50 juta. Wise’s fee there is a fixed part plus a share of the amount; we fit both to Wise’s four quotes to work out the fee on any amount. Other providers’ prices are as Wise collected them, with Wise’s times, for S$1,000 only.
• Cards: DBS and POSB’s published fees (3.25%, DBS and POSB); YouTrip’s (YouTrip) and Trust’s (Trust) own pages; Revolut Singapore, Personal Fees (Standard), version 0.8.1. Card rows use the mid-market rate in place of Visa’s or Mastercard’s own rate, which we don’t read, so they say “about”.
• Rules quoted (Singapore’s embassy in Jakarta on the visa exemption; Indonesia’s immigration directorate on the arrival card; Bali’s provincial government on its levy; Indonesia’s customs on cash; Bank Indonesia on the QR link; the Singapore Police Force on cash) are word for word from each one’s own page, read 2 Nov 2026, and re-read on our update schedule. Indonesian is quoted as written, with our English translation.
• A new rate is refused if it is outside Rp 3,000 to Rp 30,000 for S$1, or if the main rate moves more than 5% from our last read within four days; the page then keeps the last good read and says when it was.
• Numbers.sg is not connected to any bank, card, app or money changer named here; no one pays us, and this page has no affiliate links. It is not advice on when or how to change money. The converter runs in your browser; nothing you type is sent anywhere. See our disclaimer, how we get our numbers and corrections.

Changes to this page

1. 2 Nov 2026

   New: SGD to IDR and IDR to SGD. Today’s rupiah rate, both ways; what S$1,000 comes to in rupiah by card, app or transfer against the mid-market rate; a converter that reads rupiah the way Indonesians write them (100rb, 1jt, 1,5 juta, 100.000) and a money changer’s board rate however it is written; Indonesian prices, Bali’s tourist levy and Indonesia’s cash limit in S$; Indonesia’s rules for visitors (the visa exemption, the arrival card, the levy, paying by QR code and cash) in the government’s own words; sending rupiah to Singapore; whether today’s rate is good against the past year, five and ten years; and every working day since January 1999, with a rate-on-a-date lookup and a CSV. See today’s rate