Disclaimer

Not financial advice

Nothing on Numbers.sg is financial, tax, legal or investment advice. Numbers.sg is not a financial adviser licensed under Singapore’s Financial Advisers Act, is not regulated by the Monetary Authority of Singapore, and does not know your circumstances. We don’t recommend any product, and the order of any table is set by the numbers, not by what we think you should buy.

If you need advice for your own situation, speak to a licensed financial adviser, a tax professional, or the agency concerned.

How to use our numbers

1. Check the time. Every tracker shows when we last took its number, in Singapore Time. A rate can change after that.
2. Follow the source link. Every number links to the agency or bank that published it. Their figure is the official one.
3. Act on the official site. Apply for T-bills and Savings Bonds, check your CPF, file your taxes or bid for a COE on the official channel, not here.

Accuracy and timeliness

We take every number from its primary source and check it before it goes up; the method is on How we get our numbers, and the site’s live record is on About. Even so, sources change without notice, a number can be out of date between our checks, and a source can correct its own figure. If a source is late, the page says so rather than guessing.

Figures are rounded as the publisher rounds them, or as each page states. Small differences from rounding are not errors, but if you spot a real one, please tell us.

Estimates

A few pages show an estimate before the official number is out, such as next month’s Singapore Savings Bond rates. Every estimate is labelled “our estimate”, uses the agency’s own published method, and is scored against the official figure once it is announced. An estimate is not the official rate. Never rely on it in place of the announcement.

Calculators

Calculators apply the official rules as published and the inputs you enter. Where an agency publishes worked examples or prices, the calculator is tested against them; the T-bill calculator, for example, gives MAS’s published price for every auction since 1987. Even so, a calculator cannot see your full situation, and your actual tax, CPF contributions, interest, payouts, fees or returns may differ. Statements and official calculators from IRAS, CPF Board, MAS, HDB, LTA and your bank are final.

Independence and our interests

• No bank, agency or product pays for a number, a ranking or a place on a page.
• Numbers.sg carries no ads today. Our Referral Codes pages carry codes and links that pay us if you use them, labelled where they appear, as set out on About.
• The editor’s own interests are listed on his page.

Data, sources and licences

Numbers from government agencies are used under each agency’s terms, such as the Singapore Open Data Licence and MAS’s terms of use, and each page names its source and licence. Using their data here does not mean any agency endorses Numbers.sg. You are welcome to use our own data and charts with a link to the page you used; see Data downloads for how to cite them.

Links to other sites

We link to the sources of our numbers and to official sites so you can check them. We don’t control those sites and are not responsible for their content, availability or privacy practices.

Liability

Numbers.sg is provided as it is, free of charge. To the extent the law allows, Numbers.sg and its editor are not liable for any loss or damage arising from reliance on information, numbers, estimates or calculator results on this site. Nothing here limits any liability that cannot be limited under Singapore law. This disclaimer is governed by the laws of Singapore.

Changes to this page

When this page changes, the date at the top changes and the change is listed here and on What’s new. Questions about it go to hello@numbers.sg.

1. 23 Oct 2026

   Disclaimer rewritten: how to use our numbers safely, how estimates and calculators should be read, our independence and the editor’s interests, data licences, and liability. Read the Disclaimer