Referral Codes · Payments
Revolut referral link for Singapore
Who Revolut’s referral reward is really for, what the steps cost the friend, and which of the four plans is cheapest for your month.
Revolut referral link, from Revolut’s Singapore terms, fee pages and app, read 12 Nov 2026
A Revolut referral link gets you an ordinary Revolut account and nothing extra. The S$100 in Revolut’s current invitation goes to the member who sends the link, once you sign up through it, verify your identity, add money, make 3 card purchases of S$10 or more and order a physical card, all by 17 Nov.
Doing those steps costs you at least S$4.99, the delivery fee on Revolut’s cheapest physical card. The page our link opens lists no reward for the person signing up.
We earn from this. The link comes from our editor’s own Revolut account, which Revolut pays S$100 if you finish the steps by 17 Nov. What you get is the same through any member’s link, or with none.
Who the S$100 is for
Revolut’s referral terms leave both rewards to each invitation: the member’s, and the friend’s only “where applicable”. The invitation in our editor’s app on 10 Nov 2026 promised the member S$100 for each friend, ran for seven more days, and set the friend four steps. The page our link opens describes Revolut’s features and says it will share “very limited information” about your sign-up with whoever invited you. It mentions no reward for you.
| Step | What it costs you |
|---|---|
| Sign up through the link and verify your identity | Nothing |
| Add money to the account | Free from a Singapore bank account. By card: 0.30% on a Visa debit card issued in Singapore, 0.51% on a Mastercard debit card issued in Singapore, 2.08% on a debit card issued outside Singapore. |
| Make 3 purchases of S$10 or more each | Your own spending, S$30 at least. Gambling, gift cards and transfers don’t count. |
| Order a physical card | The first card is free. Delivery is S$4.99 untracked or S$19.99 express tracked. |
The cheapest way through is a bank transfer for the top-up and untracked post for the card, so S$4.99 in all. The purchases are spending rather than a fee, as long as they are things you’d buy anyway. The app’s screen tells the friend to add the card to Apple Pay or Google Pay but doesn’t say whether the card has to arrive before the deadline, and untracked post gives no date.
When the reward is taken back
A step that’s undone doesn’t count. The terms give three examples: the friend closes the account within 14 days of opening it, cancels the card before it arrives, or gets a refund on a qualifying purchase. Any of these stops the member’s reward, or reverses it if it was already paid. When nothing is undone, Revolut says the reward arrives within 10 business days of the last step. Each invitation also caps how many friends count, and those past the cap earn the member nothing.
When Revolut makes it a lucky draw
The same terms describe a second kind of reward, set by a draw, and give its odds for Singapore. The invitation we saw was a fixed amount, not this one. When an invitation is a draw, the amount for each friend comes from this table:
| Reward | Chance |
|---|---|
| S$25 | 60% |
| S$50 | 26% |
| S$100 | 10% |
| S$200 | 3% |
| S$350 | 1% |
60 draws in 100 pay S$25, and across the table a referral averages S$47.50. A fixed S$100 is about twice that.
From Revolut’s Referrals Terms, Appendix I, Schedule G, read 12 Nov 2026.
If you stay: the four plans
Standard costs nothing a month. The paid plans mostly raise its limits: more currency exchanged before a fair-usage fee, more cash from foreign ATMs, and no extra charge for exchanging at weekends. None of them lets you take cash out of an ATM in Singapore. The box at the top runs your own month through all four.
| Plan | Monthly | Yearly | Exchange before a fee | Weekend exchange | Free from ATMs abroad |
|---|---|---|---|---|---|
| Standard | Free | — | S$5,000 a month, then 1% | 1% extra | S$350 or 5 withdrawals a month |
| Premium | S$10.99 | S$109 | S$15,000 a month, then 0.5% | No extra | S$700 a month |
| Metal | S$21.99 | S$219 | No limit | No extra | S$1,050 a month |
| Ultra | S$89.99 | S$899 | No limit | No extra | S$3,500 a month |
The monthly price isn’t the whole commitment. Leave Premium or Metal between 14 days and 10 months in and you pay two months’ fee as an early-cancellation charge. Ultra’s charge is one month’s fee, for leaving between 14 days and 6 months. Within the first 14 days the subscription is refunded, less the card if one was sent: S$8.99 for Premium, S$69.99 for Metal, S$89.99 for Ultra. The app also offered Ultra at S$80.99 a month for three months before S$89.99, a discount the fee page doesn’t list.
From Revolut’s Singapore fee pages for Standard, Premium, Metal and Ultra, read 12 Nov 2026. Standard, Premium and Ultra are dated 28 October 2026; Metal, 28 October 2025.
For a single trip rather than a month, our YouTrip page puts the same spending and cash through YouTrip, Revolut Standard and a bank card, side by side.
Is money in Revolut protected?
Not the way a bank deposit is. Revolut Technologies Singapore Pte. Ltd. is licensed by MAS as a major payment institution, licence PS20200326, and says plainly that it isn’t a bank: it doesn’t lend or invest customer money, and pays no interest on it. Under the Payment Services Act it keeps customers’ money apart from its own, in accounts at ANZ, DBS and Standard Chartered in Singapore, and says customers would be paid from those accounts ahead of other creditors if it failed. That is safeguarding. Singapore’s deposit insurance covers banks and finance companies that are members of the scheme, which an account at Trust Bank is and a Revolut balance is not.
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Questions
Is there a Revolut referral code that gives me money?
Not in the invitation we saw. Revolut’s terms give the person signing up a reward only “where applicable”, set by each invitation, and ours gave the friend nothing. A site offering you S$100 through its link is describing the member’s reward. Revolut doesn’t use typed codes: the invitation is a link.
Can I use a referral link after I’ve signed up?
No. The terms say the friend opens the account using the referral link, and must not already have a Revolut Personal account.
I already use Revolut. Can I earn S$100 by inviting people?
Only if your app shows you an invitation. The terms make the reward depend on one, and it sets the amount, the deadline and how many friends count. They also ask you to invite only people you know and have permission to contact, and to send the messages yourself.
Does the friend need a physical card?
For the invitation we saw, yes: ordering one is the fourth step. Otherwise no. Revolut’s virtual card is free, and the first physical card is free apart from delivery.
Why does the app show the Standard card at S$8.99?
Probably because our editor’s account already has a card. Revolut’s help page says a Standard customer’s first card is free, with only delivery to pay, and that extra cards cost S$9 plus delivery.
Who runs Revolut in Singapore?
Revolut Technologies Singapore Pte. Ltd., UEN 201721013G, at 36 Robinson Road. Its referral terms are governed by Singapore law, with the Singapore courts for disputes.
Changes to this page
No corrections yet. The first one will be listed here, with the date and what changed.
New: Revolut referral link for Singapore. Who Revolut’s referral reward is really for (the member who sends the link, not you), what the invitation’s four steps cost the person signing up, Revolut’s Singapore lucky-draw odds, when a reward is taken back, a box that runs your month through all four plans’ published fees, and how a Revolut balance is protected. See the page
How we know this
On 11 Nov 2026 we read Revolut’s Singapore referral terms, the fee pages for all four plans, its help pages on card fees and on how it keeps money safe, and the page our invite link opens, and read the terms, fee pages and help pages again on 12 Nov 2026, when nothing had changed. The invitation, the plan prices and the card prices come from our editor’s own Revolut app, seen on 10 and 11 Nov 2026. No one has signed up through our link yet, so when and how the S$100 arrives is Revolut’s account, not ours. The plan box works from Revolut’s published fees. It can’t tell you whether Revolut suits you.