SGD to PHP today, and PHP to SGD

Few people get the mid-market rate: remittance firms, banks, cards and money changers give a little less in pesos for each dollar, and some add a fee. On S$1,000 sent today the gap runs from about ₱110 with Instarem to ₱2,515 with PayPal. Every way, side by side · Send now or wait?

Your amount, every way to send or change

Put in how much you are sending home or changing, either way. Pesos can be typed as Philippine price tags show them, like P1,500 or Php 1.5k. At a Lucky Plaza remittance counter or a money changer, add the rate on its board to see what arrives against the mid-market rate, Wise and Remitly.

Send or change

S$ to ₱ ₱ to S$

Amount

S$

How much you are sending or changing. Pesos can be typed as P1,500, Php 1.5k, 20k or 1.2M.

Rate on a remittance counter’s board (optional)

As the board shows it: pesos for S$1 (as at Lucky Plaza, e.g. 48.50), or S$ for ₱100 (e.g. 2.06). We read which it is.

Start from an example

This month’s padalaS$500 homeA month’s payS$650 homeA bigger sumS$3,000 homeA price in pesos₱10,000 in S$Pesos back to S$₱50,000 in S$

S$1,000.00 in pesos

₱49,230 at the mid-market rate

S$1,000.00 in pesos, each way, most first

Way	You get	Against mid-market
Remitly, first transfer onlyRemitly’s offer to new customers: ₱49.31 for S$1, fee S$0.00, from S$100. Once only.	₱49,310	+₱80 (+0.16%)
WiseFee S$4.64, at Wise’s rate of ₱49.49 for S$1. Worked out from Wise’s own quotes at S$100 to S$5,000.	₱49,256	+₱26 (+0.05%)
Mid-market rateThe mid-market rate: MAS’s rate at noon, 6 Nov, with no margin. The yardstick for the rest.	₱49,230	–
Card with no FX fee, in the PhilippinesYouTrip (its own mid-market rate) or Trust (Visa’s rate), no fee from either. About this much: we work it out at the mid-market rate.	About ₱49,230	No fee, at its own rate
Revolut (Standard plan), weekdayAt Revolut’s rate, free up to S$5,000 a month, then 1%; 1% more at weekends. About this much: we work it out at the mid-market rate.	About ₱49,230	No fee, at its own rate
Philippine ATM, card with no FX feeOne withdrawal, less an example bank fee of ₱250 (the ATM shows its own fee before you confirm; each further withdrawal costs it again). About this much: we work it out at the mid-market rate.	About ₱48,980	−₱250 (−0.51%)
DBS, bank transferDBS’s posted rate for selling pesos, ₱48.47 for S$1, 6:15 pm, 9 Nov. DBS may charge a transfer fee on top.	₱48,471	−₱759 (−1.54%)
RemitlyEveryday rate ₱48.44 for S$1 and fee from S$3.99, as Remitly’s Philippines page shows them, read 6:17 pm, 9 Nov. The app shows your fee before you send.	₱48,247	−₱983 (−2.00%)
Singapore bank card, in the PhilippinesPaying in pesos: up to 3.25% on top of Visa’s or Mastercard’s rate (DBS and POSB’s fees). About this much: we work it out at the mid-market rate.	About ₱47,680	−₱1,550 (−3.15%)

Each ₱0.10 on the rate is ₱100 on this amount. At a remittance counter or money changer, type the rate on its board into the box above to see how it compares.

Rates and fees as each provider publishes them; rows marked “about” use the mid-market rate in place of the provider’s own rate, which we don’t read. Not a quote: the provider’s own screen at the time you send or change is what counts. How we work it out

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S$1,000 in pesos today, each way

Wise’s rate and fee, Remitly’s everyday rate and fee and DBS’s posted rate read today; Instarem, Western Union, HSBC, PayPal and OFX as Wise’s public price comparison collected them for sending S$1,000 to an account in the Philippines, at the times shown (a price collected earlier may have changed since; Wise is one of the providers compared). “About” rows apply the published fee to the mid-market rate, because the provider’s own rate isn’t published in a form we read. A row can come out a little above the mid-market rate, which is MAS’s rate at noon, 6 Nov, when the peso has moved since. Lucky Plaza’s remittance counters set their own rates: type one into the converter to see where it falls. No one pays us to list any of these, and there are no affiliate links.

Sending money home: what arrives, by provider

Most peso searches from Singapore are about money going home. The rate is only half of it: a fee comes off first, and a provider with a better rate can still deliver less on a small amount. Here is what arrives today at three common amounts, from the providers whose own prices we read.

For S$1,000 only, the prices Wise’s comparison collected from other providers:

• Instarem: ₱49,120 for S$1,000, fee S$6.00 (9 Nov)
• Western Union: ₱48,958 for S$1,000, fee S$3.00 (9 Nov)
• HSBC Singapore: ₱48,824 for S$1,000, no fee (6 Nov)
• OFX: ₱46,875 for S$1,000, fee S$15.00 (9 Nov)
• PayPal: ₱46,715 for S$1,000, fee S$6.39 (9 Nov)

First transfer offers. Remitly gives new customers ₱49.31 for S$1, no fee, on a first transfer of S$100 or more, against its everyday ₱48.44 and fee S$3.99. It is worth having once; the everyday price is what to compare after that.

How it arrives: bank, e-wallet or cash pickup

• Bank account. Wise, Remitly, DBS and the others above all pay into Philippine bank accounts.
• E-wallet. Remitly names GCash, Maya, PalawanPay, GrabPay, ShopeePay and Coins.ph among its payout partners. Check the name on the wallet matches before you send: a wrong number sends the money to someone else.
• Cash pickup. Remitly names LBC, Palawan Pawnshop, Pera Hub, Tambunting, The SM Store, True Money, USSC, Villarica Pawnshop, M.Lhuillier and Cebuana Lhuillier. The family takes ID and the reference number to the counter.
• Lucky Plaza (Orchard Road) has remittance counters and money changers side by side, each with its own board rate and fee. Type a board’s rate into the converter and compare what arrives, not the rate alone.

Wise from its public price comparison; Remitly from its Philippines page, read 6:17 pm, 9 Nov (its fee can differ by amount and how the money is paid out; the app shows yours before you send); DBS from its posted rate. Every provider here is checked against MAS’s Financial Institutions Directory before we list it: sending money from Singapore needs a MAS licence, so use only a licensed one.

A month’s pay in pesos

What a monthly salary in Singapore comes to in pesos today, what arrives after a provider’s fee, and what the same pay was worth a year ago.

The minimum for Filipino domestic workers is S$650. The Migrant Workers Office in Singapore: “The minimum monthly salary for newly hired Filipino domestic workers has been increased to USD 500 (SGD 650 in Singapore).” “This applies to all new employment contracts processed on or after 21 October 2025, and to contracts of vacationing or returning workers renewed from that date onward.” (MWO Singapore, on DMW Advisory No. 25, Series of 2025). It was US$400 before. Singapore itself sets no minimum wage for domestic workers; this is the Philippines’ condition for verifying the contract. Today S$650 is ₱31,999 at the mid-market rate.

“Arrives” is the most of Wise, Remitly (everyday price) and DBS today, after each one’s fee, for the whole month’s pay sent at once. “A year ago” is at the mid-market rate on 6 Nov 2025 (₱45.08 for S$1). Tap a figure to load it into the converter. MWO Singapore: “Filipino domestic workers are exempt from placement fees.”

Send now or wait? Tested on every day since 1999

Three things people say about timing a padala, tested on every working day from 1999 to 2025. A plus means S$1 bought more pesos than usual: better for sending money home.

“The peso gets stronger before Christmas”

Not in the record. In December S$1 bought about the same number of pesos as its year’s trend on average, and more than the trend in 48% of years: a coin toss. The pattern that does show up is earlier and small: August, September and October are the best months on average and March, April and May the worst, 1.3 points apart, about ₱622 on S$1,000 at today’s rate. It held in most years, not all.

• January · above its year in 52% of years0.0%
• February · above its year in 41% of years−0.6%
• March · above its year in 33% of years−0.7%
• April · above its year in 37% of years−0.7%
• May · above its year in 37% of years−0.6%
• June · above its year in 38% of years0.0%
• July · above its year in 63% of years+0.3%
• August · above its year in 78% of years+0.6%
• September · above its year in 70% of years+0.6%
• October · above its year in 70% of years+0.6%
• November · above its year in 48% of years+0.4%
• December · above its year in 48% of years0.0%

“Send on payday”

The day of the month barely matters. Against each month’s own average:

A few pesos either way, less than the difference between two providers’ fees. Send when the money is in your account.

“Send in parts to get a better rate”

On average it makes no difference. Sending one amount on the first working day of the month, or the same amount in four parts through the month, came out within 0.05% of each other on average over 324 months; the parts did better in 55% of them. In a single month the difference ran from −2.6% to +2.2%. Splitting evens out luck; it doesn’t add to it, and every extra transfer can mean another fee.

Worked out by Numbers.sg from the daily rates on this page (MAS from 2003, the ECB before), re-run each time the page is built. Past patterns don’t promise future ones, and we don’t forecast the rate. The rate alert emails you when S$1 buys the most pesos in a year.

Singapore in the Philippines’ remittance figures

Singapore is the second biggest source of cash sent home to the Philippines, of any country. In 2025 (preliminary), US$2.58 billion came from Singapore through Philippine banks, 7.3% of all cash remittances, by the Bangko Sentral ng Pilipinas’s count (BSP, Table 11, Overseas Filipino Cash Remittances by country, by source).

• United States14.15
• Singapore2.58
• Saudi Arabia2.34
• Japan1.79
• United Kingdom1.65
• United Arab Emirates1.64
• Canada1.25
• Qatar1.04
• Taiwan1.00
• Hong Kong0.88

About 29% of it is sea-based: money sent home by Filipino seafarers, which BSP counts apart from land-based workers’. In 2025 that was US$736.9 million from Singapore.

This year so far: US$1.67 billion from Singapore in January to August, 2.5% more than in the same months of last year, while remittances from everywhere rose 2.2%.

• Jan 2026228.5
• Feb 2026214.3
• Mar 2026213.6
• Apr 2026178.5
• May 2026209.4
• Jun 2026183.9
• Jul 2026222.7
• Aug 2026217.2

From BSP’s Table 11, Overseas Filipino Cash Remittances by country, by source, in thousand US dollars, read 9 Nov 2026 and re-read when BSP publishes a new month. “Cash remittances” are those that go through Philippine banks. BSP’s own warning: “A common practice of remittance centers in various cities abroad is to course remittances through correspondent banks mostly located in the US.” and “remittances coursed through money couriers cannot be disaggregated by actual country source and are lodged under the country where the main offices are”, so the United States is counted high and Singapore may be counted low.

Your trip in S$: card or ATM

How many days, and roughly what you will spend a day in pesos. The card shows what that costs in Singapore dollars each way to pay, cheapest first. Change the ATM fee and the number of withdrawals under “ATM fee and withdrawals”.

Days

days

Pesos a day

₱

Food, transport, shopping, pasalubong and the rest, for everyone you are paying for.

Start from an example

Manila weekend3 days, ₱4,000 a dayA week in Cebu7 days, ₱5,000 a dayHome for Christmas14 days, ₱3,000 a day

ATM fee and withdrawals

Philippine ATM fee, each time

₱

The ATM shows its fee before you confirm.

Withdrawals

times

7 days at ₱5,000 a day: ₱35,000

S$710.96 at the mid-market rate

What the trip’s pesos cost in S$, each way to pay, cheapest first

Way to pay	Costs you	More than mid-market
At the mid-market rateThe yardstick: nobody gets quite this.	S$710.96	–
All on a card with no FX feeYouTrip or Trust, paying in pesos. About this much.	About S$710.96	No fee, at its own rate
Cash from a Philippine ATM, 2 withdrawalsA no-FX-fee card, plus ₱250 a time in bank fees (₱500 in all). About this much.	About S$721.11	+S$10.15
All on a Singapore bank cardUp to 3.25% on top. About this much.	About S$734.06	+S$23.10

Your own spending a day: the examples are only starting points. Most trips mix these: cash for jeepneys, tricycles and small shops, a card for the rest. Flights and hotels paid before you go aren’t in it.

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Going to the Philippines: eTravel, visa and cash

• eTravel first, and it’s free. eTravel’s own FAQ: “You may register within 72 hours (3 days) prior to your arrival into or departure from the Philippines.” Who has to: “Arriving Filipino and foreign passengers; and Departing Filipino passengers”, among others. “eTravel regisration/update is absolutely free of charge, hence, it does not collect or require any form of online payment.” Use only etravel.gov.ph or the eGovPH app: “The https://etravel.gov.ph is the only official website of eTravel.”
• 30 days without a visa. Singapore’s Ministry of Foreign Affairs: “Singapore passport holders may enter the Philippines without a visa for tourism purposes, provided their stay does not exceed 30 days.” “They must also hold a valid return ticket to their country of origin or onward destination and a passport valid for at least six (6) months beyond their intended stay.” (MFA, updated 6 Nov 2026). For a longer stay, or to study or work, check with the Philippine Embassy in Singapore.
• Carrying cash: ₱50,000 in pesos, and declare over US$10,000. The Bangko Sentral ng Pilipinas: “a person may freely bring into or take out of the Philippines, or electronically transfer, legal tender Philippine currency and other monetary instruments in amounts up to PHP50,000.00.” “Amounts in excess of the PHP50,000.00 limit shall require: (a) prior written authorization from the BSP” And for other currencies: “For amounts exceeding the USD10,000.00 threshold, the whole amount brought into or taken out of the Philippines is required to be declared using the CDF.” Travelling together: “For family declaration, the total threshold will be PHP50,000.00 multiplied by the number of family members arriving in the Philippines.” (BSP, Cross-Border Transfer of Local and Foreign Currencies FAQs, March 2026). ₱50,000 is about S$1,016. Leaving Singapore: “If you move physical currency and bearer negotiable instruments (or CBNI) exceeding SGD 20,000 (the prescribed amount) or its equivalent in a foreign currency into or out of Singapore, you are required to make a Cash Movement Report.” (Singapore Police Force).
• Pay in pesos, not S$. A shop, hotel or ATM may offer to charge your Singapore card in S$. That is Dynamic Currency Conversion: “The exchange rate is set by the merchant or its DCC provider”, in DBS and POSB’s words, and DBS and POSB still add 1% on a credit card and 2.8% on a debit card (DBS and POSB).

Each quoted word for word from the page linked, read 9 Nov 2026, and re-checked on our update schedule. We have left out balikbayan box allowances and the travel tax for now: the Bureau of Customs’ and TIEZA’s own pages could not be read when we checked, and we only quote rules from the agency’s own page. This page doesn’t give visa, customs or tax advice.

Is today’s SGD to PHP rate good?

It depends which way the money goes: a rate that is good for sending S$ home is bad for changing pesos into S$. Here is today’s rate against every working day of the past year, five years, ten years and since 1999.

Sending S$ home as pesos, or a trip to the Philippines: at ₱49.23 for S$1 (MAS’s rate at noon, 6 Nov), your Singapore dollars buy more pesos than on 90% of days in the past year, 98% of days in the past five years and 99% in the past ten.

Changing pesos into S$: it runs the other way. Your pesos buy more S$ today than on 10% of days in the past year and 2% in the past five.

We don’t forecast exchange rates, and no one can say where this one goes next. What the past shows: over the past year S$1 bought between ₱45.02 and ₱49.99, a gap of ₱4,966 on S$1,000. Our tests found no reliable payday or Christmas effect; the rate alert can tell you when S$1 buys the most pesos in a year. Pesos for S$1 each working day, MAS’s noon rates (the ECB’s, crossed, before 2003).

PHP to SGD: Philippine pesos to Singapore dollars

For pesos left over from a trip home, money from family in the Philippines, or a price you want in S$. The converter above works this way too: choose “₱ to S$”.

• Selling peso notes in Singapore. A money changer buys pesos at its own buying rate, which gives you fewer S$ than the mid-market rate. Put its “we buy” rate into the converter (choose “₱ to S$”). At the mid-market rate, ₱50,000 is S$1,015.65.
• Money from the Philippines to Singapore. Wise sends ₱50,000 as S$1,006.56 today after its fee of ₱189.80.
• Keeping pesos for the next trip home. Peso notes earn nothing, and their worth in S$ moves with the rate: the chart shows how far that has gone. Coins are hard to sell anywhere.
• DBS posts no buying rate for the peso, so it isn’t in this direction’s list.

Philippine prices in S$

What a price in the Philippines costs you in Singapore dollars today, at the mid-market rate and on a Singapore bank card.

At ₱49.23 for S$1 (MAS’s rate at noon, 6 Nov). “On a bank card” adds DBS and POSB’s fee of up to 3.25% to the mid-market rate. Tap a price to load it into the converter. Prices in the Philippines are often written P1,500 or Php1,500: that is ₱1,500.

Set amounts, in the other currency today

These are fixed in one currency, so what they come to in the other moves with the rate.

Each from the page linked, read 9 Nov 2026 and re-checked on our update schedule. At the mid-market rate.

Every common amount

S$ to pesos at the amounts people send home, through each provider we read, worked out the same way as the converter.

Pesos that arrive for each amount

In pesos. Tap an amount to load it into the converter. Wise’s fee is a fixed part plus a share, Remitly’s is a flat fee (its everyday price), so both cost a bigger share of a small amount; a bank card’s 3.25% is the same share at every amount.

S$ to pesos and back: quick tables

At the mid-market rate of ₱49.23 for S$1 (MAS’s rate at noon, 6 Nov). What arrives through a remittance firm, bank, card or money changer is a little less: the converter shows how much.

SGD to PHP since 1999

Philippine pesos for S$1, every working day. The chart opens on the past year; the longer views show how far the S$ has risen against the peso.

MAS, noon, each working day ECB reference rates, crossed (before 2003)

1 year5 years10 yearsSince 1999

Tap or hover on the chart to read a value.

44454647484950

Jan 2026AprJulOct

Year by year

Philippine pesos for S$1: the average, fewest and most for each year, from every working day. A plus means S$1 bought more pesos than the year before.

The other 18 years, back to 1999

Year	Average	Fewest	Most	On the year before
2016	34.40	32.75	35.50	+3.9%
2015	33.12	31.89	33.80	-5.5%
2014	35.05	33.74	35.74	+3.2%
2013	33.94	32.52	35.41	+0.4%
2012	33.79	32.93	34.32	-1.9%
2011	34.45	33.21	35.31	+4.1%
2010	33.09	32.07	34.02	+0.9%
2009	32.79	31.17	34.08	+4.2%
2008	31.46	28.35	33.74	+2.9%
2007	30.59	28.42	32.03	-5.3%
2006	32.29	31.30	33.54	-2.4%
2005	33.09	31.78	34.31	-0.3%
2004	33.17	32.32	34.43	+6.6%
2003	31.13	29.38	32.66	+7.9%
2002	28.84	27.42	30.95	+1.3%
2001	28.47	27.16	31.51	+11.0%
2000	25.64	23.67	29.43	+11.1%
1999	23.09	21.93	24.49	–

MAS, Exchange Rates (S$ per 100 Philippine pesos, as of noon), from 2 January 2003; before that, the ECB’s euro reference rates for the peso and the S$ (pesos per S$1 = pesos per euro ÷ S$ per euro), from 4 January 1999. Every day: download the CSV.

The peso against the S$ over the years

Since 4 January 1999, S$1 bought the fewest pesos, ₱21.93, on 19 May 1999, and the most, ₱49.99, on 26 October 2026. Today it buys ₱49.23. The record is recent: the Singapore dollar has never bought more pesos than it has in the past two months.

What it means for a family at home. Ten years ago, on 4 November 2016, S$1 bought ₱34.95. S$500 sent home then was ₱17,476 at the mid-market rate; today it is ₱24,615, ₱7,138 more, before any change in what things cost in the Philippines. In 1999 it was ₱11,637.

Worked out by Numbers.sg from the daily rates above (MAS’s from 2003; before that, the ECB’s euro reference rates for each currency, crossed, which can differ a little from MAS’s noon rate on the same day). Past moves don’t say where the rate goes next.

The SGD to PHP rate on any date

For an expense claim, an invoice or a record of what you sent: the rate for any working day since 1999.

Date

Any day from 4 January 1999. At a weekend or holiday we show the working day before.

Thursday 6 November 2025

₱45.08 for S$1

₱1,000 was S$22.18. S$500 was ₱22,539; ₱10,000 was S$221.84.

MAS’s rate as of noon (the ECB’s, crossed, before January 2003) for the day. For every day in one file, download the CSV. An expense claim or tax return may ask for a particular rate (a bank’s, or an official one): check which.

DBS’s peso rate

DBS posts a telegraphic transfer rate for selling pesos. 6:15 pm, 9 Nov: ₱48.47 for S$1 (1.54% under the mid-market rate of ₱49.23), so S$1,000 sent from DBS comes to ₱48,471 before any fee. DBS posts no rate for buying pesos.

From the data behind DBS’s foreign exchange rates page, with DBS’s own time on it. DBS: “Log in now to retrieve actual rates for your transaction. Higher transaction amounts may qualify for even greater discounts.”

At a remittance counter or money changer

Lucky Plaza’s remittance counters and Singapore’s money changers set their own peso rates, which move through the day, so we don’t list them. At the counter: read the board, put its rate into the converter, and see what arrives against the mid-market rate, Wise and Remitly.

• Which number to read. Sending S$ home as pesos, or buying peso notes, read the rate for selling pesos. Changing pesos back, read the buying rate.
• How it’s written. Remittance counters usually show pesos for S$1 (a number like 48.50). Some money changers show S$ for ₱100 (like 2.06). The converter takes either.
• Ask about the fee. A counter with a better rate can charge a bigger fee. Compare the pesos that arrive, not the rate.
• Licensed or not. Money-changers in Singapore are licensed by MAS under the Payment Services Act 2019. Sending money abroad needs a licence too. Check any name in MAS’s Financial Institutions Directory.

Why the rate moves

MAS steers the Singapore dollar against a basket of currencies, not against the peso alone. “MAS manages the Singapore dollar against a basket of currencies along a typically appreciating path or crawl within a policy band.” (MAS). In its October 2026 statement, MAS kept the rate of appreciation, width and centre of the S$NEER policy band unchanged (MAS, 14 October 2026).

The peso floats, and the Bangko Sentral ng Pilipinas sets the Philippines’ policy rate. The peso moves mostly against the US dollar; the Philippines buys more from abroad than it sells, and remittances from Filipinos overseas help balance that. SGD to PHP follows both. Over the past year S$1 bought between ₱45.02 and ₱49.99, a swing of 11.0%. Over the same days US$1 cost between S$1.2611 and S$1.3077, a swing of 3.7%: the peso swung 3.0 times as far against the S$ as the US dollar did. BSP’s decisions are on its website.

Common mistakes

• “The best rate means the most pesos.” Not on a small amount: a flat fee comes off first. What arrives at S$200, S$500 and S$1,000 shows it provider by provider.
• “A first-transfer rate is the rate.” Offers to new customers are once only. Compare the everyday price for the transfers you send every month.
• “Send before Christmas, the peso gets stronger.” Not in the rates since 1999. The test.
• “I need to pay someone to file my eTravel.” eTravel’s own site says registration is free. Its words.
• “SGD to PHP going up is bad.” A higher number means each Singapore dollar buys more pesos: good for sending money home, bad for changing pesos into S$. Is today’s rate good? shows both.

From the providers’ own pages, Singapore’s Ministry of Foreign Affairs, eTravel, the Bangko Sentral ng Pilipinas, the Migrant Workers Office in Singapore and MAS, linked in each section; the figures are this page’s, worked out from them.

More on this topic

Currency

• SGD to MYR today, and MYR to SGD
• USD to SGD today, and SGD to USD
• SGD to INR today, and INR to SGD
• SGD to JPY today, and JPY to SGD
• SGD to CNY today, and CNY to SGD
• SGD to IDR today, and IDR to SGD
• EUR to SGD today, and SGD to EUR
• SGD to THB today, and THB to SGD
• SGD to KRW today, and KRW to SGD

Questions people ask

How we get these rates

• The main rate is MAS’s own figure for S$ per 100 Philippine pesos, which MAS gives “as of noon” each working day (MAS, Exchange Rates), turned into pesos per S$1. When MAS’s site can’t be read, as during its maintenance, the main rate is the European Central Bank’s: its euro reference rates for the peso and the S$ give pesos per S$1 for the same day (ECB). The page says which one it is showing. Both are read every hour from 9:15 am to 6:15 pm; at weekends and on holidays the rate stays at the last working day’s.
• Before 2003: MAS’s daily peso series starts in January 2003. The days from 4 January 1999 are the ECB’s euro reference rates for the peso and the S$, crossed; labelled as such in the chart and the CSV. The US Federal Reserve’s H.10 has no peso, so the record doesn’t go further back.
• Check: MAS’s and the ECB’s rates for the same day must agree within 1%, or the job flags it for a person to look at.
• Remitly: its everyday rate and fee, its first-transfer offer and the payout partners it names, from the data in its Philippines page, read every hour with the rest and kept day by day. Its fee can differ by amount and payout method; the app shows the exact one.
• DBS: its posted telegraphic transfer rate for selling pesos, with DBS’s own time; left out once it is four days old. DBS posts no buying rate for the peso.
• Wise: Wise’s public price comparison (wise.com), read every hour, at S$100, 500, 1,000 and 5,000, and at ₱5,000 to ₱100,000 the other way. Wise’s fee is a fixed part plus a share of the amount; we fit both to Wise’s quotes to work out the fee on any amount. Other providers’ prices are as Wise collected them, for S$1,000 only.
• Cards and ATMs: DBS and POSB’s published fees (3.25%, DBS and POSB); YouTrip’s (YouTrip) and Trust’s (Trust) own pages; Revolut Singapore, Personal Fees (Standard), version 0.8.1. Card rows use the mid-market rate in place of Visa’s or Mastercard’s own rate, which we don’t read, so they say “about”. The Philippine ATM fee is an example (₱250) that you can change: banks set their own and show it on screen.
• Remittances by country: BSP’s Table 11, Overseas Filipino Cash Remittances by country, by source, read by hand (BSP’s site refuses automatic readers) on 9 Nov 2026 and again when BSP publishes a new month.
• Timing tests: worked out from the daily rates each time the page is built. Months are compared with a 12-month average centred on them, so the long rise of the S$ against the peso doesn’t look like a season; whole years only.
• Rules quoted (Singapore’s MFA on the visa exemption; eTravel’s own FAQ; BSP on carrying cash; the Migrant Workers Office in Singapore on the domestic worker minimum; the Singapore Police Force on cash) are word for word from each one’s own page, read 9 Nov 2026, and re-read on our update schedule.
• A new rate is refused if it is outside ₱12 to ₱90 for S$1, or if the main rate moves more than 4% from our last read within four days; the page then keeps the last good read and says when it was.
• Numbers.sg is not connected to any bank, remittance firm, card, app or money changer named here; no one pays us, and this page has no affiliate links. It is not advice on when or how to send or change money. The converter and the trip card run in your browser; nothing you type is sent anywhere. See our disclaimer, how we get our numbers and corrections.

Changes to this page

1. 9 Nov 2026

   New: SGD to PHP and PHP to SGD. Today’s peso rate, both ways; what S$200, S$500 and S$1,000 sent home arrives as through Wise, Remitly, DBS and others, with how it can be paid out (bank, e-wallet or cash pickup); a converter that reads peso prices (P1,500 or Php 1.5k) and a remittance counter’s board rate either way round; a month’s pay in pesos, with the S$650 minimum for Filipino domestic workers in the Migrant Workers Office’s words; send now or wait, with the Christmas, payday and send-in-parts beliefs tested on every working day since 1999; Singapore in the Bangko Sentral ng Pilipinas’s remittance figures, seafarers included; eTravel, the 30-day visa exemption and cash rules in their own words; a trip card; and every working day since January 1999, with a rate-on-a-date lookup and a CSV. See today’s rate