SGD to CNY today, and CNY to SGD

Few people get the mid-market rate: most banks, cards, apps and money changers give you a little less yuan on each dollar, or fewer dollars for your yuan, and keep the difference. On S$1,000 changed today the gap runs from about RMB 32 with Instarem to RMB 224 with OFX. Every way, side by side

Your amount, every way to change

Put in how much you are changing, either way. Yuan can be typed as 3万, 3万元 or 30k. At a money changer, add the rate on its board to see what it costs you against the mid-market rate, Wise and DBS.

Change

S$ to RMB RMB to S$

Amount

RMB

How much you are changing. In yuan you can type 3万, 3万元, 30k or 1.5 million.

Rate on a money changer’s board (optional)

As the board shows it: yuan for S$1 (e.g. 5.15), or S$ for RMB 100 (e.g. 19.40). We read which it is.

Start from an example

A week in ChinaS$1,000 to yuanA family tripS$3,000 to yuanA price tagRMB 1,000 in S$Yuan pay or savingsRMB 10,000 in S$A big sumRMB 1 million in S$

RMB 1,000 in Singapore dollars

S$192.40 at the mid-market rate

RMB 1,000 in Singapore dollars, each way to change, most first

Way	You get	Against mid-market
Mid-market rateThe mid-market rate: MAS’s rate at noon, 2 Nov, with no margin. The yardstick for the rest.	S$192.40	–
DBS’s CNH rateDBS’s telegraphic transfer rate for buying offshore yuan (CNH) from you, RMB 5.2767 for S$1, 6:15 pm, 2 Nov.	S$189.51	−S$2.89 (−1.50%)
WiseFee RMB 29.71, at Wise’s rate of S$19.2329 for RMB 100. Worked out from Wise’s own quotes at RMB 1,000 to RMB 50,000.	S$186.61	−S$5.79 (−3.01%)

Each RMB 0.01 on the rate is S$0.37 on this amount. At a money changer, type the rate on its board into the box above to see how it compares.

Rates and fees as each provider publishes them; rows marked “about” use the mid-market rate in place of the provider’s own rate, which we don’t read. Not a quote: the provider’s own screen at the time you change is what counts. How we work it out

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S$1,000 in Chinese yuan today, each way

Wise’s and DBS’s rates and fees read today; the other providers as Wise’s public price comparison collected them for sending S$1,000 to an account in China, at the times shown (a price collected earlier may have changed since; Wise is one of the providers compared). “About” rows apply the published fee to the mid-market rate, because the provider’s own rate isn’t published in a form we read. Wise’s rate is today’s and the mid-market rate is MAS’s rate at noon, 2 Nov, so a provider can come out a little above it when the yuan has moved since. A money changer sets its own rate: type it into the converter to see where it falls. No one pays us to list any of these, and there are no affiliate links.

Every common amount

S$ to yuan at the amounts people take on a trip or send, each way, worked out the same way as the converter.

Yuan you get for each amount

In yuan, rounded to the yuan. Tap an amount to load it into the converter. Wise’s fee is a fixed part plus a share, so it costs a little more on small amounts; DBS’s posted rates and a bank card’s 3.25% are the same share at every amount.

Chinese prices in S$

What a price in China costs you in Singapore dollars today, at the mid-market rate and on a Singapore bank card.

At RMB 5.1975 for S$1 (MAS’s rate at noon, 2 Nov). “On a bank card” adds DBS and POSB’s fee of up to 3.25% to the mid-market rate; Visa’s and Mastercard’s own rates differ a little from it. 万 is ten thousand: a price of 1.2万 is RMB 12,000. In China a price written ¥ or 元 is in yuan. Tap a price to load it into the converter.

China’s limits, in S$ today

These are set in yuan or US dollars by China’s government, so what they come to in S$ moves with the rate.

Each from the government page linked, read 2 Nov 2026 and re-checked on our update schedule. Yuan in S$ at the mid-market rate; US$ in S$ at MAS’s noon rate for 2 Nov (S$1.2793 for US$1, from our USD to SGD page).

Going to China: visa, paying, tax refund and cash

• No visa for up to 30 days. Singapore’s Immigration & Checkpoints Authority: “Similarly, holders of ordinary passports issued by Singapore will be exempted from visa requirements for a stay of up to 30 days in the PRC.” The arrangement started on 9 February 2024 (ICA, read 2 Nov 2026). Check the rules for your own trip before you go.
• Paying with Alipay or Weixin (WeChat) Pay. China’s State Council: “In Alipay and WeChat Pay, foreign users can link their international credit cards, including Visa and Mastercard, to these platforms.” “The single transaction limit for overseas visitors using mobile payments on payment platforms has now been raised from 1,000 U.S. dollars to 5,000 dollars.” “The annual cumulative transaction cap has been increased from 10,000 dollars to 50,000 dollars.” (Payment service guide for overseas visitors to China, 11 April 2024). Your card is charged in yuan and your bank or card converts it, as in the table at the top. Alipay and Weixin may add their own fee on a foreign card: check in the app before you pay. We found no page of Alipay’s or Weixin’s own that states it, so we don’t quote a figure.
• Pay in yuan, not S$. A shop, hotel or ATM may offer to charge your Singapore card in S$. That is Dynamic Currency Conversion: “The exchange rate is set by the merchant or its DCC provider”, in DBS and POSB’s words, and DBS and POSB still add 1% on a credit card and 2.8% on a debit card (DBS and POSB).
• Tax refund when you shop. “The minimum purchase threshold for departure tax refunds has been lowered, allowing overseas travelers to apply for a refund if they spend at least 200 yuan (about 27.75 U.S. dollars) at the same store on the same day and meet other relevant requirements.” “Earlier this month, China announced a nationwide shift from a refund-upon-departure model to a refund-upon-purchase model for departure tax refunds, enabling foreign visitors to instantly claim value-added tax rebates at tax-free stores across the country.” “The upper limit for cash refunds has been raised to 20,000 yuan.” (China refines departure tax refund policy to encourage inbound consumption, 27 April 2025). RMB 200 is about S$38.48 at today’s rate.
• Carrying cash. Entering China, the customs guide lists “RMB20,000 cash or above, or any other foreign currencies in cash equivalent to $5,000USD or above.” among the things to declare (Shanghai Municipal People’s Government (from the General Administration of Customs)). RMB 20,000 is about S$3,848. Leaving Singapore: “If you move physical currency and bearer negotiable instruments (or CBNI) exceeding SGD 20,000 (the prescribed amount) or its equivalent in a foreign currency into or out of Singapore, you are required to make a Cash Movement Report.” (Singapore Police Force).

Each quoted word for word from the page linked, read 2 Nov 2026, and re-checked on our update schedule. The State Council’s pages are its English news site (english.www.gov.cn). This page doesn’t give visa, customs or tax advice.

CNY and CNH: two rates for one yuan

The yuan is traded in two markets: in mainland China (CNY) and outside it (CNH). The Hong Kong Monetary Authority calls the second the “offshore renminbi (RMB) market in Hong Kong (i.e. CNH market)” (HKMA). It is the same currency, but the two rates can differ a little, and DBS posts both.

Today DBS’s CNY rate gives RMB 32 more on S$1,000 than its CNH rate. DBS posts a buying rate for CNH only: to sell yuan to DBS, it is the CNH rate (RMB 5.2767 for S$1).

DBS’s rates from the data behind DBS’s foreign exchange rates page, with DBS’s own time on it (S$ for RMB 1, which we turn into yuan for S$1). China’s own daily reference rate for the S$ (the central parity, SGD/CNY) is published by China Foreign Exchange Trade System (CFETS); we link to it rather than show it, because CFETS’s terms need written permission to republish its data.

Is today’s SGD to CNY rate good?

It depends which way you are changing: a rate that is good for a trip to China is bad for changing yuan into S$. Here is today’s rate against every working day of the past year, five years and ten years.

Changing S$ into yuan (a trip to China, or money sent there): at RMB 5.1975 for S$1 (MAS’s rate at noon, 2 Nov), your Singapore dollars buy more yuan than on 0% of days in the past year, 29% of days in the past five years and 65% in the past ten.

Changing yuan into S$: it runs the other way. Your yuan buy fewer S$ today than on 0% of days in the past year and 29% in the past five.

We don’t forecast exchange rates, and no one can say where this one goes next. What the past shows: over the past year S$1 bought between RMB 5.1975 and RMB 5.5066, a gap of RMB 309 on S$1,000. Changing part now and part later evens out the highs and lows; the rate alert can tell you when S$1 buys the most yuan in a year. Yuan for S$1 each working day, MAS’s noon rates.

CNY to SGD: Chinese yuan to Singapore dollars

For yuan pay or savings, money from family in China, or yuan left over from a trip. The converter above works this way too: choose “RMB to S$”.

Sending RMB 10,000 to Singapore

What arrives in a Singapore account, as Wise’s comparison shows it. Wise lists only its own quote for yuan to S$.

From Wise’s public price comparison, at the time shown.

Yuan notes and leftover yuan

• Selling yuan back. A money changer or bank buys yuan at its own buying rate, which gives you fewer S$ than the mid-market rate. DBS’s posted rate for buying offshore yuan (CNH) today is RMB 5.2767 for S$1, against RMB 5.1975 mid-market: RMB 1,000 comes to S$189.51 instead of S$192.40. Put a changer’s “we buy” rate into the converter (choose “RMB to S$”) to compare.
• Keeping it for the next trip. Yuan kept as notes earns nothing, and its worth in S$ moves with the rate: the chart shows how far that has gone, both ways.

China’s US$50,000 a year quota

Large sums from China go through banks there, under the State Administration of Foreign Exchange’s rules. SAFE, when the quota was set: “Management of an annual quota shall be applicable to individual foreign exchange sales and domestic individual foreign exchange purchases, and it is specified in the Detailed Rules that the respective annual quota shall be USD 50,000.” It also spoke of “the application of management of an annual quota on sales of foreign exchange for both domestic and foreign individuals” and said: “Within the total annual quota, individuals can directly handle the formalities in the banks with their valid identity documents.” (SAFE, 5 January 2007).

US$50,000 is about S$63,965 today, or about RMB 332,458 (33.25万) at the mid-market rate (US$ in S$ at MAS’s noon rate for 2 Nov; S$ in yuan at MAS’s rate at noon, 2 Nov).

SAFE’s words are from 2007, when the US$50,000 quota was set; which transactions it covers depends on who you are and what the money is for, so ask your bank in China. This page doesn’t give advice on moving money out of China.

S$ to RMB and back: quick tables

At the mid-market rate of RMB 5.1975 for S$1 (MAS’s rate at noon, 2 Nov). What you get from a bank, card or money changer is a little less: the converter shows how much.

SGD to CNY since 1993

Chinese yuan for S$1, every working day since April 2005 and each month from June 1993. The chart opens on the past year.

MAS, noon, each working day SingStat, monthly average (MAS figures)

1 year5 years10 yearsSince 1993

Tap or hover on the chart to read a value.

5.155.205.255.305.355.405.455.505.55

Jan 2026AprJulOct

Year by year

Chinese yuan for S$1: the average, fewest and most for each year (each working day where we have them, SingStat’s monthly averages before). A plus means S$1 bought more yuan than the year before.

The other 24 years, back to 1993

Year	Average	Fewest	Most	On the year before
2016	4.8123	4.5683	4.9751	+5.2%
2015	4.5730	4.4267	4.6992	-6.0%
2014	4.8643	4.6555	5.0050	-1.0%
2013	4.9137	4.7687	5.1046	-2.7%
2012	5.0501	4.8614	5.1733	-1.8%
2011	5.1423	4.8426	5.3619	+3.5%
2010	4.9689	4.8031	5.1975	+5.7%
2009	4.7027	4.4033	4.9480	-4.4%
2008	4.9196	4.4603	5.1813	-2.5%
2007	5.0477	4.9334	5.1573	+0.6%
2006	5.0193	4.8685	5.1203	+2.0%
2005	4.9205	4.7416	5.1151	+0.5%
2004	4.8980	4.7870	5.0710	+3.1%
2003	4.7514	4.6404	4.8662	+2.7%
2002	4.6256	4.4823	4.7755	+0.1%
2001	4.6214	4.4743	4.7733	-3.8%
2000	4.8039	4.7081	4.9776	-1.7%
1999	4.8847	4.7642	4.9702	-1.4%
1998	4.9533	4.6751	5.2247	-11.5%
1997	5.5960	4.9432	5.9277	-5.1%
1996	5.8965	5.8343	5.9312	+0.1%
1995	5.8934	5.7670	6.0423	+4.4%
1994	5.6472	5.4142	5.8106	+0.4%
1993 (from June, monthly)	5.6251	5.4437	6.5488	–

MAS, Exchange Rates (S$ per 100 Chinese renminbi, as of noon); SingStat table M700051, Exchange Rates (Average For Period), from MAS’s figures (S$ per yuan, which we turn into yuan per S$1). Every day: download the CSV.

The yuan against the S$ over the years

Since January 1994, S$1 bought the fewest yuan, RMB 4.4033, on 2 March 2009, and the most, RMB 6.0423, on 28 April 1995. Today it buys RMB 5.1975. We count records from January 1994: SingStat’s figure for June 1993, RMB 6.7476, is far above every month since, so we show it in the chart and the CSV but don’t treat it as a record.

What it means in dollars. Ten years ago, on 2 November 2016, S$1 bought RMB 4.8662. A RMB 500 hotel night cost S$102.75 then and S$96.20 today, at the mid-market rate and before any change in the hotel’s own price. The other way, yuan savings of RMB 1 million were worth S$205,500 then and S$192,400 today.

Worked out by Numbers.sg from SingStat’s monthly averages of MAS’s figures (from June 1993) and the daily rates above. Past moves don’t say where the rate goes next.

The SGD to CNY rate on any date

For an expense claim, an invoice or a receipt from a trip: the rate for any working day since April 2005.

Date

Any day from 4 June 1993. At a weekend or holiday we show the working day before.

Friday 31 October 2025

RMB 5.4705 for S$1

RMB 100 was S$18.28. S$1,000 was RMB 5,470; RMB 10,000 was S$1,828.00.

MAS’s rate as of noon for the day. For every day in one file, download the CSV. An expense claim or tax return may ask for a particular rate (a bank’s, or an official one): check which.

What DBS charges to change yuan

A bank posts two rates: one for selling you yuan and one for buying them back. Both give you less than the mid-market rate. The gap is the bank’s margin.

On S$1,000, DBS’s CNH rate gives RMB 5,120, RMB 77 fewer than at the mid-market rate. Changing S$1,000 into yuan and straight back at DBS’s two CNH rates would leave you with S$970.35: the gap between them is what a round trip costs.

From the data behind DBS’s foreign exchange rates page, with DBS’s own time on it (S$ for RMB 1, which we turn into yuan for S$1). DBS: “Log in now to retrieve actual rates for your transaction. Higher transaction amounts may qualify for even greater discounts.” The mid-market rate and DBS’s are set at different times, so part of the gap can be the market moving in between.

At a money changer

Each money changer sets its own yuan rates and changes them through the day, so this page doesn’t list them. What you can do at the counter, in Chinatown, at People’s Park or anywhere else: read the board, put its rate into the converter, and see in yuan what it costs against the mid-market rate, Wise and DBS.

• Which number to read. Changing S$ for yuan, the changer sells you yuan: read its selling rate for RMB (or CNY). Changing yuan back, read its buying rate.
• How it’s written. Boards show yuan for S$1 (a number like 5.15), or S$ for RMB 100 (like 19.40). The converter takes either.
• Compare on the same amount. A rate a little better on paper can come with a minimum amount or apply to large notes only: ask before you change.
• Licensed or not. Money-changers in Singapore are licensed by MAS under the Payment Services Act 2019. Check a changer’s name in MAS’s Financial Institutions Directory.

Why the rate moves

MAS steers the Singapore dollar against a basket of currencies, not against the yuan alone. “MAS manages the Singapore dollar against a basket of currencies along a typically appreciating path or crawl within a policy band.” (MAS). In its October 2026 statement, MAS kept the rate of appreciation, width and centre of the S$NEER policy band unchanged (MAS, 14 October 2026).

The yuan has its own reference rate. Each working day China publishes a central parity for the yuan against other currencies, the S$ among them, through China Foreign Exchange Trade System (CFETS). Whatever moves the yuan against the US dollar and the rest of the world moves SGD to CNY with it, so the rate can move when nothing has changed in Singapore.

Common mistakes

• “The rate on Google is what I’ll get.” A currency converter on a search page shows a market rate, much like the mid-market rate at the top of this page. Banks, apps and money changers don’t give that rate to customers; the table at the top shows what each way gives on S$1,000 today.
• “RMB, CNY and yuan are different currencies.” Renminbi (RMB) is the currency’s name and the yuan is its unit; CNY is its code. CNH is the same yuan traded outside mainland China, at a rate that can differ a little. CNY and CNH.
• “Pay in S$ to be safe.” When a shop, hotel or ATM in China offers to charge your card in S$, the rate is set by the shop’s provider, not your bank, and your bank may still charge its fee. Pay in yuan.
• “SGD to CNY going up is bad.” A higher number means each Singapore dollar buys more yuan: good for a trip to China, bad for changing yuan into S$. Is today’s rate good? shows both.

From the providers’ own pages, ICA’s, the State Council’s, China’s customs guide, SAFE’s and the HKMA’s own pages and the rates above, linked in each section; the figures are this page’s, worked out from them.

More on this topic

Currency

• SGD to MYR today, and MYR to SGD
• USD to SGD today, and SGD to USD
• SGD to INR today, and INR to SGD
• SGD to JPY today, and JPY to SGD
• SGD to IDR today, and IDR to SGD
• EUR to SGD today, and SGD to EUR

Questions people ask

How we get these rates

• The main rate is MAS’s own figure for S$ per 100 Chinese renminbi, which MAS gives “as of noon” each working day (MAS, Exchange Rates), turned into yuan per S$1. When MAS’s site can’t be read, as during its maintenance, the main rate is the European Central Bank’s: its euro reference rates for the yuan and the S$ give yuan per S$1 for the same day (ECB, each working day since 1 April 2005, when the yuan joined its list). The page says which one it is showing. Both are read every hour from 9:15 am to 6:15 pm; at weekends and on holidays the rate stays at the last working day’s.
• Check: MAS’s and the ECB’s rates for the same day must agree within 1%, or the job flags it for a person to look at.
• Before the daily record: SingStat’s monthly averages of MAS’s figures (table M700051, from June 1993).
• DBS: its posted telegraphic transfer rates for onshore yuan (CNY, selling only) and offshore yuan (CNH, both ways), from the data behind DBS’s foreign exchange rates page, with DBS’s own effective time. DBS: “Log in now to retrieve actual rates for your transaction. Higher transaction amounts may qualify for even greater discounts.”
• Wise: Wise’s public price comparison (wise.com), read every hour from 9:15 am to 6:15 pm, every day, at S$100, 500, 1,000 and 5,000 and, the other way, RMB 1,000, 5,000, 10,000 and 50,000. Wise’s fee there is a fixed part plus a share of the amount; we fit both to Wise’s four quotes to work out the fee on any amount. Other providers’ prices are as Wise collected them, with Wise’s times, for S$1,000 only.
• Cards: DBS and POSB’s published fees (3.25%, DBS and POSB); YouTrip’s (YouTrip) and Trust’s (Trust) own pages; Revolut Singapore, Personal Fees (Standard), version 0.8.1. Card rows use the mid-market rate in place of Visa’s or Mastercard’s own rate, which we don’t read, so they say “about”.
• Rules quoted (ICA on the visa exemption; China’s State Council on paying by card and the tax refund; China’s customs guide on cash; SAFE on its quota; the HKMA on CNH; the Singapore Police Force on cash) are word for word from each one’s own page, read 2 Nov 2026, and re-read on our update schedule.
• Not shown, on purpose: China’s central parity, which CFETS publishes but whose terms need written permission to republish; and a figure for Alipay’s or Weixin’s own fee on a foreign card, which we found on no page of theirs.
• A new rate is refused if it is outside 2 to 12 yuan for S$1, or if the main rate moves more than 4% from our last read within four days; the page then keeps the last good read and says when it was.
• Numbers.sg is not connected to any bank, card, app or money changer named here; no one pays us, and this page has no affiliate links. It is not advice on when or how to change money. The converter runs in your browser; nothing you type is sent anywhere. See our disclaimer, how we get our numbers and corrections.

Changes to this page

1. 2 Nov 2026

   New: SGD to CNY and CNY to SGD. Today’s yuan rate, both ways; what S$1,000 comes to in yuan by card, app, bank or transfer against the mid-market rate; DBS’s onshore (CNY) and offshore (CNH) rates side by side; a converter that reads yuan typed as 3万, 3万元 or 30k and a money changer’s board rate however it is written; Chinese prices in S$; China’s rules for visitors (the 30-day visa exemption, paying with Alipay or Weixin on a Singapore card, the tax refund and cash) in the government’s own words; sending yuan to Singapore; whether today’s rate is good against the past year, five and ten years; the rate on any date since 2005; and every month back to 1993. Email alerts when the yuan rate moves. See today’s rate

2. 2 Nov 2026

   SGD to CNY: the highest and lowest rates now count from January 1994. SingStat’s figure for June 1993 (RMB 6.5488 for S$1) is far above every month since, so it stays in the chart, the year table and the CSV but is no longer shown as the record high. See the yuan over the years