| Turning 55 in | 2025born 1970 | 2026 (now)born 1971 | 2027born 1972 |
|---|---|---|---|
| Basic Retirement SumFor basic living needs, not rent. Enough with a property whose lease lasts to 95. | $106,500~$930 a month from 65 | $110,200~$950 a month from 65 | $114,100~$980 a month from 65 |
| Full Retirement SumTwice the BRS. What goes into your RA at 55 if you have it. | $213,000~$1,730 a month from 65 | $220,400~$1,780 a month from 65 | $228,200~$1,840 a month from 65 |
| Enhanced Retirement SumFour times the BRS. The most you can top up to. | $426,000 | $440,800~$3,440 a month from 65 | $456,400 |
Sums: CPF Board. Monthly payouts: CPF’s estimates (2026, Standard plan) and the Ministry of Finance’s (Budget 2022, BRS and FRS only, male member); CPF rounds them to $10. The ERS for 2025 to 2027 is four times the BRS; MOF’s 2022 payouts for the ERS were for three times, so they are left out. CPF · MOF Budget 2022 Annex E-3 (archived)