Your amount, every option

Start from a common amount
Currency

S$20,000 for a year at today’s rates

OptionRateEarns
Same day
Mari Invest SavePlusInstant up to S$10,000 a day, subject to limits and availability; above that, next business day. Minimum S$1.Fund’s past year, 31 Jul 2026 (105 days old).1.5%S$300
Tiger VaultSame day if you redeem before the cut-off; otherwise next trading day. Minimum S$1.Says up to 3.7% across its funds on 7 Apr 2026, without naming the fund or currency.––
Next business day
Syfe Cash+ FlexiT+1: the next business day.Projected, after fees, read 13 Nov 2026.1.7%S$340
Within 2 to 4 business days
Chocolate FinanceUsually same day; up to 3 business days, 7 in some cases.Rate the provider sets, read 14 Nov 2026.2.2%S$439
Endowus Cash Smart EnhancedAbout 2 to 4 working days. Minimum S$1,000.Past yield, after all fees, 30 Sep 2026 (44 days old).2.4%S$480
Endowus Cash Smart SecureAbout 2 to 4 working days. Minimum S$1,000.Past yield, after all fees, 30 Sep 2026 (44 days old).1.3%S$260
Endowus Cash Smart UltraAbout 2 to 4 working days. Minimum S$1,000.Past yield, after all fees, 30 Sep 2026 (44 days old).2.8%S$560
StashAway Simple2 to 3 business days.Projected, after fees, 9 Oct 2026 (35 days old). New investors: 4.6% projected on the first S$10,000, for 1 month. Not used here.1.6%S$320
Syfe Cash+ EnhancedT+3: three business days. No lock-in, but Syfe says for cash not needed for 12 months or more.Projected, after fees, read 13 Nov 2026.3.7%S$740
Timing not stated
Singlife AccountAny time by FAST, no cost; no time given. Minimum S$100.Declared rate, read 5 Nov 2026 (8 days old). 1.5% on the first S$10,000, 1% to S$100,000, none above. “Up to 3%” needs a top-up campaign and an insurance purchase. Not used here.1.25%S$250
moomoo Cash Plus“Quick redemption”; no time given.Shows no S$ figure on this page, only US$.––
Locked for a term
Syfe Cash+ Guaranteed, 12 monthsEnd of term; 3 and 6 months also offered.Fixed for the term, read 13 Nov 2026.1.65%S$330
For comparison
Fixed deposit: CIMBAfter 12 months; online · S$10,000+ · until 30 Nov. Insured up to S$100,0002.30%S$460
1-year T-billAfter 1 year; last cut-off on 15 Oct 2026, and the next can differ1.92%S$383
Savings Bond SBDEC26Any month, about a month’s wait; year 1 rate, after S$4 fees1.83%S$362

The highest figure here is Syfe Cash+ Enhanced at 3.7% (read 13 Nov 2026). These aren’t alike: some are projections, some are past results, and most can change at any time. What each rate means.

Data: Syfe, StashAway and Endowus, checked 13 Nov 2026. Full table and method on Numbers.sg