USD and SGD converter: what you get each way to change

S$10,000.00 in US dollars, each way to change, most first
Way	You get	Against mid-market
Mid-market rateMAS’s rate, noon, 13 Nov, with no margin: the yardstick for the rest.	US$7,774.24	–
Card with no FX feeYouTrip (its own mid-market rate) or Trust (Visa’s rate), no fee from either. About this much: we work it out at the mid-market rate.	About US$7,774.24	No fee, at its own rate
Interactive Brokers (IBKR)Converting inside an Interactive Brokers account: IBKR says it passes through the prices it receives, and charges 0.2 basis points, at least US$2.00 (US$2.00 here). About this much: we work it out at the mid-market rate.	About US$7,772.24	−US$2.00 (−0.03%)
Wise transferFee S$24.42, at Wise’s rate of US$0.7768 for S$1. Worked out from Wise’s own quotes at S$100 to S$5,000.	US$7,748.93	−US$25.31 (−0.33%)
Revolut (Standard plan), weekdayAt Revolut’s rate, free up to S$5,000 a month, then 1%; 1% more at weekends. About this much: we work it out at the mid-market rate.	About US$7,735.37	−US$38.87 (−0.50%)
DBS transferDBS’s posted rate for selling US$ by transfer, S$1.2993 for US$1, 6:15 pm, 13 Nov; DBS says logging in shows the actual rate for your transaction, and larger amounts may get better rates.	US$7,696.32	−US$77.92 (−1.00%)
Singapore bank cardPaying in US$: up to 3.25% on top of Visa’s or Mastercard’s rate (DBS and POSB’s fees). About this much: we work it out at the mid-market rate.	About US$7,529.53	−US$244.71 (−3.15%)

Each 0.01 on the rate is US$59.97 on this amount. At a money changer, type the rate on its board into the box above to see how it compares.

Rates and fees as each provider publishes them; rows marked “about” use the mid-market rate in place of the provider’s own rate, which we don’t read. Not a quote: the provider’s own screen at the time you change is what counts. How we work it out