Change

How much you are changing. In baht you can type a price as Thai shops write it, like 1,500.- or ฿1.5k.

As the board shows it: S$ for ฿100 (Singapore boards, e.g. 3.83), or baht for S$1 (Bangkok boards, e.g. 26.10). We read which it is.

Start from an example

S$1,500.00 in baht

฿39,481 at the mid-market rate

S$1,500.00 in baht, each way to change, most first
WayYou getAgainst mid-market
Mid-market rateThe mid-market rate: MAS’s rate at noon, 13 Nov, with no margin. The yardstick for the rest.฿39,481–
Card with no FX fee, in ThailandYouTrip (its own mid-market rate) or Trust (Visa’s rate), no fee from either. About this much: we work it out at the mid-market rate.About ฿39,481No fee, at its own rate
Revolut (Standard plan), weekdayAt Revolut’s rate, free up to S$5,000 a month, then 1%; 1% more at weekends. About this much: we work it out at the mid-market rate.About ฿39,481No fee, at its own rate
Thai ATM, card with no FX feeOne withdrawal, less the Thai bank’s fee of ฿250 (the ATM shows its own fee before you confirm; each further withdrawal costs it again). About this much: we work it out at the mid-market rate.About ฿39,231−฿250 (−0.63%)
WiseFee S$9.79, at Wise’s rate of ฿26.31 for S$1. Worked out from Wise’s own quotes at S$100 to S$5,000.฿39,208−฿273 (−0.69%)
DBS, bank transferDBS’s posted rate for selling baht, ฿25.88 for S$1, 6:15 pm, 13 Nov. DBS may charge a transfer fee on top.฿38,814−฿667 (−1.69%)
Singapore bank card, in ThailandPaying in baht: up to 3.25% on top of Visa’s or Mastercard’s rate (DBS and POSB’s fees). About this much: we work it out at the mid-market rate.About ฿38,238−฿1,243 (−3.15%)

Each ฿0.10 on the rate is ฿150 on this amount. At a money changer, type the rate on its board into the box above to see how it compares.

Rates and fees as each provider publishes them; rows marked “about” use the mid-market rate in place of the provider’s own rate, which we don’t read. Not a quote: the provider’s own screen at the time you change is what counts. How we work it out

Data: Monetary Authority of Singapore; European Central Bank; SingStat; DBS; Wise; SuperRich Thailand; Federal Reserve, checked 13 Nov 2026. Full table and method on Numbers.sg