T-bill calculator · Numbers.sg

Amount you apply for

In multiples of $1,000, from $1,000.

T-bill 6-month 1-year

Paying with Cash SRS CPF OA

Cut-off yield

The latest, from 22 Oct. Change it to try another.

Taken from your bank account when you apply: $10,000.00
Comes back 1 to 3 business days after the auction: $97.20
Paid to your bank account when it matures on 11 May 2027: $10,000.00
Your interest: $97.20 on the $9,902.80 you actually pay: about 1.97% a year

For the next 6-month T-bill auction on 4 Nov 2026, 182 days to maturity: at a cut-off yield of 1.95% the price is $99.028 per $100 (MAS’s formula). Assumes your application is filled in full.

If the cut-off lands where the last 12 6-month auctions did:

Auction	Cut-off yield	Your interest
Lowest 21 May	1.45%	$72.30
Middle	1.58%	$78.80
Highest 22 Oct	1.95%	$97.20

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Data: Monetary Authority of Singapore, checked 24 Oct 2026. Full table and method on Numbers.sg