Send or change

How much you are sending or changing. Pesos can be typed as P1,500, Php 1.5k, 20k or 1.2M.

As the board shows it: pesos for S$1 (as at Lucky Plaza, e.g. 48.50), or S$ for ₱100 (e.g. 2.06). We read which it is.

Start from an example

S$500.00 in pesos

₱24,767 at the mid-market rate

S$500.00 in pesos, each way, most first
WayYou getAgainst mid-market
Mid-market rateThe mid-market rate: MAS’s rate at noon, 13 Nov, with no margin. The yardstick for the rest.₱24,767–
Card with no FX fee, in the PhilippinesYouTrip (its own mid-market rate) or Trust (Visa’s rate), no fee from either. About this much: we work it out at the mid-market rate.About ₱24,767No fee, at its own rate
Revolut (Standard plan), weekdayAt Revolut’s rate, free up to S$5,000 a month, then 1%; 1% more at weekends. About this much: we work it out at the mid-market rate.About ₱24,767No fee, at its own rate
Remitly, first transfer onlyRemitly’s offer to new customers: ₱49.37 for S$1, fee S$0.00, from S$100. Once only.₱24,685−₱82 (−0.33%)
WiseFee S$2.64, at Wise’s rate of ₱49.52 for S$1. Worked out from Wise’s own quotes at S$100 to S$5,000.₱24,629−₱138 (−0.56%)
Philippine ATM, card with no FX feeOne withdrawal, less an example bank fee of ₱250 (the ATM shows its own fee before you confirm; each further withdrawal costs it again). About this much: we work it out at the mid-market rate.About ₱24,517−₱250 (−1.01%)
DBS, bank transferDBS’s posted rate for selling pesos, ₱48.61 for S$1, 6:00 pm, 13 Nov. DBS may charge a transfer fee on top.₱24,305−₱462 (−1.87%)
RemitlyEveryday rate ₱48.50 for S$1 and fee from S$3.99, as Remitly’s Philippines page shows them, read 6:16 pm, 13 Nov. The app shows your fee before you send.₱24,056−₱711 (−2.87%)
Singapore bank card, in the PhilippinesPaying in pesos: up to 3.25% on top of Visa’s or Mastercard’s rate (DBS and POSB’s fees). About this much: we work it out at the mid-market rate.About ₱23,988−₱779 (−3.15%)

Each ₱0.10 on the rate is ₱50 on this amount. At a remittance counter or money changer, type the rate on its board into the box above to see how it compares.

Rates and fees as each provider publishes them; rows marked “about” use the mid-market rate in place of the provider’s own rate, which we don’t read. Not a quote: the provider’s own screen at the time you send or change is what counts. How we work it out

Data: Monetary Authority of Singapore; European Central Bank; DBS; Wise; Remitly, checked 13 Nov 2026. Full table and method on Numbers.sg