Start from a household like yours

Starts you on what these households spend, from SingStat’s Household Expenditure Survey 2023. Change any amount below.

Own or rent
Car or motorcycle
Children in school

HDB 4-room flat, own, no car, children in school · $4,321 a month

2.2% your inflation, Sep 2025 to Sep 2026

Headline 2.2% · Without imputed rent 2.6% · MAS Core 2.0%

What you buy for $4,321 a month cost $4,230 a year ago: $91 more a month, about $1,092 a year. That is the same as headline inflation, 2.2%.

Why yours is different

Your inflation Headline inflation

Tap or hover on the chart to read a month.

0%1%2%3%
Jan 2025Jul 2025Jan 2026Jul 2026
Your inflation each month: what your spending costs against the same things 12 months before, by SingStat’s index for each line. Headline: SingStat’s CPI for all items. Jan 2025 to Sep 2026.
How this is worked out

Each line’s change in price is SingStat’s index for it, September 2025 to September 2026 (the table under “Your spending, line by line”). What your spending would have cost a year ago is each amount × the index then ÷ the index now, added up: $4,230. Your inflation: $4,321 ÷ $4,230 − 1 = 2.15%. The headline rate, worked out the same way from SingStat’s basket, is 2.20%; the points beside each reason add up to the difference. Your home’s rent value (imputed rent) is left out, as SingStat leaves it out of its “all items less imputed rentals” index.
Your spending, line by line: put in your own amounts

Put in what your household spends in a month on each. They start at the average for your kind of household, so the closer they are to your own, the closer the rate. Leave out savings, loan repayments, CPF and income tax: they are not prices of things you buy.

Change it to scale every line up or down.

Your spending a month, line by line, and each line’s change in price over the year
Spending onA monthPrices in a year
Hawker centres, food courts, coffee shops and kiosks
+2.4%
Restaurants, cafes, pubs, fast food and catering
+1.5%
Food and drinks from shops and markets
+3.2%
Rent you pay for a flat, house or room
+1.1%
The rent your own home would fetch, which SingStat counts for owners (imputed rent); you pay it to no one
+0.6%
Service and conservancy charges, maintenance fees, home repairs
+3.1%
Also refuse collection
+6.1%
Buying one (with its COE), parking, road tax, servicing and insurance; not petrol
+4.5%
And other fuel for your car or motorcycle
+18.5%
MRT, bus, taxi and ride-hail fares
+6.6%
Airfares, ferry fares, hotels and package tours
+2.9%
Mobile and broadband plans, phones, computers, software
−5.0%
GP, polyclinic, specialist, dental and hospital bills, medicines
+2.0%
Health insurance premiums, e.g. Integrated Shield plans
+8.6%
Preschool, school, polytechnic and university fees, textbooks
−2.4%
Private tuition and other courses
+2.4%
Domestic help, cleaning, household supplies
+1.1%
Furniture, appliances, kitchenware and household textiles
−0.8%
+2.1%
Sport, shows, pets, books, games and stationery
+2.2%
Hairdressing, toiletries and cosmetics
+2.3%
Alcohol and tobacco, jewellery and watches, other services
+2.5%

Prices in a year: SingStat’s index for each line, September 2025 to September 2026.

The link holds the amounts on screen, so anyone you send it to sees them.

Data: SingStat, checked 13 Nov 2026. Full table and method on Numbers.sg