SGD and JPY converter: what you get each way to change

S$1,000.00 in yen, each way to change, most first
Way	You get	Against mid-market
Mid-market rateThe mid-market rate: MAS’s rate at noon, 13 Nov, with no margin. The yardstick for the rest.	¥124,301	–
Card with no FX fee, in JapanYouTrip (its own mid-market rate) or Trust (Visa’s rate), no fee from either. About this much: we work it out at the mid-market rate.	About ¥124,301	No fee, at its own rate
Revolut (Standard plan), weekdayAt Revolut’s rate, free up to S$5,000 a month, then 1%; 1% more at weekends. About this much: we work it out at the mid-market rate.	About ¥124,301	No fee, at its own rate
WiseFee S$5.15, at Wise’s rate of ¥124.193 for S$1. Worked out from Wise’s own quotes at S$100 to S$5,000.	¥123,553	−¥747 (−0.60%)
DBS’s posted rateDBS’s telegraphic transfer rate for selling you yen, ¥122.84 for S$1, 6:00 pm, 13 Nov. DBS says logging in shows the actual rate for your transaction, and larger amounts may get better rates.	¥122,835	−¥1,466 (−1.18%)
Singapore bank card, in JapanPaying in yen: up to 3.25% on top of Visa’s or Mastercard’s rate (DBS and POSB’s fees). About this much: we work it out at the mid-market rate.	About ¥120,388	−¥3,913 (−3.15%)

Each ¥1 on the rate is ¥1,000 on this amount. At a money changer, type the rate on its board into the box above to see how it compares.

Rates and fees as each provider publishes them; rows marked “about” use the mid-market rate in place of the provider’s own rate, which we don’t read. Not a quote: the provider’s own screen at the time you change is what counts. How we work it out