SGD and INR converter: what you get each way to change

S$1,000.00 in rupees, each way to change, most first
Way	You get	Against mid-market
Mid-market rateThe mid-market rate: MAS’s rate at noon, 13 Nov, with no margin. The yardstick for the rest.	₹73,179.66	–
Card with no FX fee, in IndiaYouTrip (its own mid-market rate) or Trust (Visa’s rate), no fee from either. About this much: we work it out at the mid-market rate.	About ₹73,179.66	No fee, at its own rate
Revolut (Standard plan), weekdayAt Revolut’s rate, free up to S$5,000 a month, then 1%; 1% more at weekends. About this much: we work it out at the mid-market rate.	About ₹73,179.66	No fee, at its own rate
Wise transferFee S$4.02, at Wise’s rate of ₹73.1599 for S$1. Worked out from Wise’s own quotes at S$100 to S$5,000.	₹72,865.80	−₹313.86 (−0.43%)
DBS transfer (DBS Remit)DBS’s posted rate for sending rupees by transfer, ₹71.85 for S$1, 6:15 pm, 13 Nov. DBS says logging in shows the actual rate for your transaction, and larger amounts may get better rates. Any fee is on DBS’s own screen.	₹71,849.40	−₹1,330.26 (−1.82%)
Singapore bank card, in IndiaPaying in rupees: up to 3.25% on top of Visa’s or Mastercard’s rate (DBS and POSB’s fees). About this much: we work it out at the mid-market rate.	About ₹70,876.18	−₹2,303.48 (−3.15%)

Each ₹0.10 on the rate is ₹100.00 on this amount. At a money changer, type the rate on its board into the box above to see how it compares.

Rates and fees as each provider publishes them; rows marked “about” use the mid-market rate in place of the provider’s own rate, which we don’t read. Not a quote: the provider’s own screen at the time you change is what counts. How we work it out