Change

How much you are changing. In euros you can type a price as Europe writes it: 1.500,50 or 89,90.

As the board shows it: S$ for €1 (e.g. 1.4450), or euros for S$1 (e.g. 0.6920). We read which it is.

Start from an example

S$2,000.00 in euros

€1,405.48 at the mid-market rate

S$2,000.00 in euros, each way to change, most first
WayYou getAgainst mid-market
Mid-market rateThe mid-market rate: MAS’s rate at noon, 13 Nov, with no margin. The yardstick for the rest.€1,405.48–
Card with no FX fee, in EuropeYouTrip (its own mid-market rate) or Trust (Visa’s rate), no fee from either. About this much: we work it out at the mid-market rate.About €1,405.48No fee, at its own rate
Revolut (Standard plan), weekdayAt Revolut’s rate, free up to S$5,000 a month, then 1%; 1% more at weekends. About this much: we work it out at the mid-market rate.About €1,405.48No fee, at its own rate
WiseFee S$4.61, at Wise’s rate of €0.7026 for S$1. Worked out from Wise’s own quotes at S$100 to S$5,000.€1,401.95−€3.53 (−0.25%)
DBS’s posted rateDBS’s telegraphic transfer rate for selling you euros, S$1.4364 for €1, 6:00 pm, 13 Nov. DBS says logging in shows the actual rate for your transaction, and larger amounts may get better rates.€1,392.40−€13.08 (−0.93%)
Singapore bank card, in EuropePaying in euros: up to 3.25% on top of Visa’s or Mastercard’s rate (DBS and POSB’s fees). About this much: we work it out at the mid-market rate.About €1,361.24−€44.24 (−3.15%)

Each S$0.01 on the price of €1 is €9.81 on this amount. At a money changer, type the rate on its board into the box above to see how it compares.

Rates and fees as each provider publishes them; rows marked “about” use the mid-market rate in place of the provider’s own rate, which we don’t read. Not a quote: the provider’s own screen at the time you change is what counts. How we work it out

Data: Monetary Authority of Singapore; European Central Bank; SingStat; DBS; Wise, checked 13 Nov 2026. Full table and method on Numbers.sg