CPF SA/MA/RA interest rate against the formula since 2008
SA/MA/RA rate paidWhat the formula gave
Tap or hover on the chart to read a value.
0%1%2%3%4%5%
201020122014201620182020202220242026
0%1%2%3%4%5%
2023202420252026
% a year, each quarter. The formula is the 10-year government bond yield averaged over a year, plus 1. The formula beat the 4% floor in 6 quarters since 2008 (Jul 2023 to Dec 2024, up to 4.14%), and CPF paid it; in every other quarter the floor paid more.